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Certified development company · Waterford, MI

Oakland County Business Finance: SBA lending profile

Oakland County Business Finance Corporation · SBA 504 loans, October 2021 to June 30, 2026 · Updated October 15, 2026
54
SBA loans approved
$42.0M
Total approved
$486,500
Median loan
1
States lent in
9%
To startups
#541
National rank by loans

Oakland County Business Finance approved 54 SBA loans worth $42.0M between October 2021 and June 2026, ranking #541 of 2,283 SBA lenders nationally by loan count. Its median loan was $486,500, and 9% went to startups or businesses under two years old. It lent in 1 states, most often in Michigan, and its most financed industry was construction.

SBA loans per fiscal year

0102030FY14: 29 loansFY1429FY15: 17 loansFY15FY16: 21 loansFY16FY17: 23 loansFY17FY18: 16 loansFY18FY19: 12 loansFY19FY20: 18 loansFY20FY21: 13 loansFY21FY22: 18 loansFY22FY23: 11 loansFY23FY24: 7 loansFY24FY25: 15 loansFY25FY26 (Oct to Jun): 3 loansFY263
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Oakland County Business Finance lends

StateLoansApprovedMedian loanRank in state
Michigan54$42.0M$486,500#29

Industries Oakland County Business Finance finances

IndustryLoansShareMedian loan
Construction9
17%
$414,000
Health care and social assistance7
13%
$290,000
Manufacturing7
13%
$637,000
Professional and technical services5
9%
$742,000
Restaurants and hotels5
9%
$495,000
Administrative and support services4
7%
$907,000
Retail4
7%
$455,000
Other services (repair, personal care)3
6%
$1,204,000
Arts, entertainment and recreation3
6%
$886,000
Finance and insurance2
4%
$380,500
Loan size mix
  • Under $150,0002%
  • $150,000 to $500,00050%
  • $500,000 to $2 million41%
  • $2 million and up7%
Loan programs used
  • 504 Basic96%
  • 504 Refinancing Program4%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.