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SBA lenders in Oxford, MI

SBA 7(a) and 504 loans to businesses in Oxford (Oakland County), October 2021 to June 30, 2026 · Updated October 15, 2026
37
SBA loans approved
$19.2M
Total approved
$250,000
Median loan
19
Lenders active
32%
To startups

37 SBA loans worth $19.2M went to businesses in Oxford, MI between October 2021 and June 2026, from 19 lenders. Huntington National Bank made the most, 8 loans. The median loan was $250,000, compared with $150,000 across Michigan, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Oxford

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
8$1.5M$95,00012%
2Oxford Bank
Bank · Oxford, MI
4$1.8M$480,50075%
3ChoiceOne Bank
Bank · Sparta, MI
3$1.5M$530,0000%
4JPMorgan Chase Bank
Bank · Columbus, OH
3$969K$250,00033%
5MI Bank
Bank · Bloomfield Township, MI
2$800K$400,000100%
6First National Bank of Pennsylvania
Bank · Greenville, PA
2$799K$399,65050%
7Independent Bank
Bank · Grand Rapids, MI
2$750K$375,0000%
8Northeast Bank
Bank · Portland, ME
2$310K$154,8500%
922nd State Bank, A Division of 22nd State Banking
Bank · Mobile, AL
1$4.2M$4,166,0000%
10Fifth Third Bank
Bank · Cincinnati, OH
1$3.6M$3,614,000100%
11Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
1$1.1M$1,070,0000%
12First State Bank
Bank · Eastpointe, MI
1$842K$842,000100%
13Newtek Bank
Bank · Miami, FL
1$350K$350,0000%
14Horizon Bank
Bank · Michigan City, IN
1$250K$250,000100%
15United Midwest Savings Bank
Bank · Degraff, OH
1$150K$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Oxford. For 504 loans the lender shown is the certified development company.

What gets financed in Oxford

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels10
27%
$221,100Huntington National Bank
Construction7
19%
$150,000Huntington National Bank
Other services (repair, personal care)5
14%
$250,000Huntington National Bank
Professional and technical services4
11%
$300,000Horizon Bank
Retail3
8%
$250,000Oxford Bank
Health care and social assistance3
8%
$749,300First National Bank of Pennsylvania
Administrative and support services2
5%
$154,850Northeast Bank
Arts, entertainment and recreation2
5%
$400,000MI Bank
Loan size mix
  • Under $150,00030%
  • $150,000 to $500,00035%
  • $500,000 to $2 million30%
  • $2 million and up5%
Compared with Michigan
Median loan, Oxford
$250,000
Median loan, Michigan
$150,000
Startup share, Oxford
32%
Startup share, Michigan
29%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Oxford

071320FY14: 7 loansFY14FY15: 6 loansFY15FY16: 13 loansFY1613FY17: 4 loansFY17FY18: 2 loansFY18FY19: 6 loansFY19FY20: 6 loansFY20FY21: 4 loansFY21FY22: 3 loansFY22FY23: 12 loansFY23FY24: 10 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.