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SBA lenders in Paducah, KY

SBA 7(a) and 504 loans to businesses in Paducah (McCracken County), October 2021 to June 30, 2026 · Updated October 15, 2026
36
SBA loans approved
$25.3M
Total approved
$265,000
Median loan
19
Lenders active
39%
To startups

36 SBA loans worth $25.3M went to businesses in Paducah, KY between October 2021 and June 2026, from 19 lenders. Paducah Bank and Trust made the most, 5 loans. The median loan was $265,000, compared with $175,000 across Kentucky, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Paducah

#LenderLoansApprovedMedian loanTo startups
1Paducah Bank and Trust
Bank · Paducah, KY
5$932K$201,50060%
2Community Financial Services Bank
Bank · Benton, KY
4$965K$249,95025%
3Farmers State Bank of Alto Pass, Illinois
Bank · Alto Pass, IL
3$4.2M$1,000,00067%
4U.S. Bank
Bank · Cincinnati, OH
3$3.4M$85,00033%
5Northeast Bank
Bank · Portland, ME
3$630K$150,0000%
6First Merchants Bank
Bank · Muncie, IN
2$1.3M$672,50050%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$700K$350,0000%
8Celtic Bank
Bank · Salt Lake City, UT
2$300K$150,0000%
9Newtek Bank
Bank · Miami, FL
2$200K$100,000100%
10Commonwealth Business Bank
Bank · Los Angeles, CA
1$5.0M$5,000,0000%
11Peoples Bank
Bank · Mendenhall, MS
1$3.3M$3,286,000100%
12First Bank of the Lake
Bank · Osage Beach, MO
1$2.4M$2,379,000100%
13Hancock Whitney Bank
Bank · Gulfport, MS
1$525K$525,0000%
14FNB Bank
Bank · Mayfield, KY
1$360K$360,000100%
15CenTrust Bank, A Division of SmartBiz Bank
Bank · Northbrook, IL
1$350K$350,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Paducah. For 504 loans the lender shown is the certified development company.

What gets financed in Paducah

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels9
25%
$1,000,000Farmers State Bank of Alto Pass, Illinois
Construction5
14%
$150,000Paducah Bank and Trust
Professional and technical services5
14%
$219,900Community Financial Services Bank
Other services (repair, personal care)4
11%
$322,500Community Financial Services Bank
Health care and social assistance4
11%
$237,500U.S. Bank
Retail3
8%
$350,000First Merchants Bank
Transportation and warehousing3
8%
$150,000Lendistry SBLC
Arts, entertainment and recreation1
3%
$163,000Purchase Area Development District
Loan size mix
  • Under $150,00022%
  • $150,000 to $500,00050%
  • $500,000 to $2 million14%
  • $2 million and up14%
Compared with Kentucky
Median loan, Paducah
$265,000
Median loan, Kentucky
$175,000
Startup share, Paducah
39%
Startup share, Kentucky
35%
Share of state's SBA loans
1.5%

SBA loans per fiscal year in Paducah

0102030FY14: 13 loansFY14FY15: 20 loansFY1520FY16: 11 loansFY16FY17: 12 loansFY17FY18: 3 loansFY18FY19: 3 loansFY19FY20: 5 loansFY20FY21: 6 loansFY21FY22: 5 loansFY22FY23: 2 loansFY23FY24: 3 loansFY24FY25: 19 loansFY25FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.