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SBA lenders in Athens, GA

SBA 7(a) and 504 loans to businesses in Athens (Clarke County), October 2021 to June 30, 2026 · Updated October 15, 2026
92
SBA loans approved
$64.3M
Total approved
$362,900
Median loan
42
Lenders active
42%
To startups

92 SBA loans worth $64.3M went to businesses in Athens, GA between October 2021 and June 2026, from 42 lenders. Huntington National Bank made the most, 9 loans. The median loan was $362,900, compared with $350,000 across Georgia, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Athens

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
9$2.6M$250,00067%
2Vallant Bank
Bank · Elberton, GA
7$8.1M$1,110,00043%
3Wells Fargo Bank
Bank · Sioux Falls, SD
5$2.6M$15,00080%
4Northeast Bank
Bank · Portland, ME
5$625K$87,5000%
5SouthState Bank
Bank · Winter Haven, FL
4$5.0M$1,382,5000%
6United Community Bank
Bank · Greenville, SC
4$2.3M$445,000100%
7Small Business Access Partners
Certified development company · Gainesville, GA
4$2.1M$554,00025%
8Pinnacle Bank
Bank · Nashville, TN
4$1.4M$417,50050%
9Florida Business Development
Certified development company · Tampa, FL
3$3.8M$610,00033%
10Newtek Bank
Bank · Miami, FL
3$910K$350,0000%
11United Midwest Savings Bank
Bank · Degraff, OH
3$475K$150,000100%
12JPMorgan Chase Bank
Bank · Columbus, OH
3$427K$50,0000%
13BayFirst National Bank
Bank · St. Petersburg, FL
3$320K$120,0000%
14Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
2$6.3M$3,166,00050%
15Regions Bank
Bank · Birmingham, AL
2$2.4M$1,180,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Athens. For 504 loans the lender shown is the certified development company.

What gets financed in Athens

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels24
26%
$573,500Huntington National Bank
Retail15
16%
$560,000Pinnacle Bank
Other services (repair, personal care)13
14%
$217,000Northeast Bank
Construction8
9%
$222,000United Midwest Savings Bank
Health care and social assistance6
7%
$200,000BayFirst National Bank
Professional and technical services4
4%
$367,500Bank of America
Arts, entertainment and recreation4
4%
$872,500Vallant Bank
Real estate and rental4
4%
$685,000United Community Bank
Loan size mix
  • Under $150,00024%
  • $150,000 to $500,00032%
  • $500,000 to $2 million35%
  • $2 million and up10%
Compared with Georgia
Median loan, Athens
$362,900
Median loan, Georgia
$350,000
Startup share, Athens
42%
Startup share, Georgia
38%
Share of state's SBA loans
1.0%

SBA loans per fiscal year in Athens

0102030FY14: 11 loansFY14FY15: 13 loansFY15FY16: 16 loansFY16FY17: 10 loansFY17FY18: 15 loansFY18FY19: 21 loansFY19FY20: 13 loansFY20FY21: 23 loansFY21FY22: 17 loansFY22FY23: 18 loansFY23FY24: 22 loansFY24FY25: 26 loansFY2526FY26 (Oct to Jun): 9 loansFY269
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.