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Bank · Elberton, GA

Vallant Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
73
SBA loans approved
$74.9M
Total approved
$761,000
Median loan
4
States lent in
56%
To startups
#440
National rank by loans

Vallant Bank approved 73 SBA loans worth $74.9M between October 2021 and June 2026, ranking #440 of 2,283 SBA lenders nationally by loan count. Its median loan was $761,000, and 56% went to startups or businesses under two years old. It lent in 4 states, most often in Georgia, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

071320FY14: 8 loansFY14FY15: 5 loansFY15FY16: 1 loansFY16FY17: 2 loansFY17FY18: 4 loansFY18FY19: 4 loansFY19FY20: 5 loansFY20FY21: 5 loansFY21FY22: 16 loansFY22FY23: 18 loansFY2318FY24: 12 loansFY24FY25: 13 loansFY25FY26 (Oct to Jun): 14 loansFY2614
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Vallant Bank lends

StateLoansApprovedMedian loanRank in state
Georgia66$68.9M$755,500#34
North Carolina5$3.9M$857,000#116
Alabama1$2.0M$1,960,000#134
South Carolina1$100K$100,000#151

Industries Vallant Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels19
26%
$810,000
Retail11
15%
$715,000
Other services (repair, personal care)10
14%
$878,500
Health care and social assistance9
12%
$750,000
Arts, entertainment and recreation5
7%
$1,110,000
Manufacturing5
7%
$643,000
Administrative and support services4
5%
$300,000
Construction4
5%
$952,500
Education2
3%
$173,750
Finance and insurance1
1%
$645,000
Loan size mix
  • Under $150,0007%
  • $150,000 to $500,00027%
  • $500,000 to $2 million53%
  • $2 million and up12%
Loan programs used
  • Preferred Lender (PLP)68%
  • Standard 7(a)23%
  • SBA Express5%
  • International Trade Loans1%
  • CAPLines1%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.