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SBA lenders in Zephyrhills, FL

SBA 7(a) and 504 loans to businesses in Zephyrhills (Pasco County), October 2021 to June 30, 2026 · Updated October 15, 2026
27
SBA loans approved
$15.0M
Total approved
$350,000
Median loan
20
Lenders active
33%
To startups

27 SBA loans worth $15.0M went to businesses in Zephyrhills, FL between October 2021 and June 2026, from 20 lenders. Florida Business Development made the most, 5 loans. The median loan was $350,000, compared with $250,000 across Florida, and retail was the most financed industry.

Most active SBA lenders in Zephyrhills

#LenderLoansApprovedMedian loanTo startups
1Florida Business Development
Certified development company · Tampa, FL
5$4.6M$808,0000%
2Northeast Bank
Bank · Portland, ME
3$350K$50,00033%
3TD Bank
Bank · Wilmington, DE
2$35K$17,5000%
4Amerant Bank
Bank · Coral Gables, FL
1$2.5M$2,450,0000%
5Bancorp Bank
Bank · Sioux Falls, SD
1$1.7M$1,675,0000%
6Valley National Bank
Bank · Passaic, NJ
1$1.4M$1,360,000100%
7Gulf Coast Bank and Trust
Bank · New Orleans, LA
1$1.0M$1,042,3000%
8PromiseOne Bank
Bank · Duluth, GA
1$815K$815,0000%
9First Horizon Bank
Bank · Memphis, TN
1$572K$572,400100%
10Greater Nevada CU
Credit union · Carson City, NV
1$500K$500,0000%
11Newtek Bank
Bank · Miami, FL
1$350K$350,0000%
12Grasshopper Bank
Bank · New York, NY
1$350K$350,0000%
13Peoples Bank
Bank · Mendenhall, MS
1$200K$200,000100%
14Midwest Regional Bank
Bank · Clayton, MO
1$198K$198,0000%
15Enterprise Bank & Trust
Bank · Clayton, MO
1$168K$168,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Zephyrhills. For 504 loans the lender shown is the certified development company.

What gets financed in Zephyrhills

IndustryLoansShareMedian loanMost active lender
Retail6
22%
$311,000Valley National Bank
Health care and social assistance5
19%
$198,000Midwest Regional Bank
Other services (repair, personal care)5
19%
$350,000Grasshopper Bank
Wholesale trade2
7%
$1,350,000Amerant Bank
Manufacturing2
7%
$654,000Greater Nevada CU
Arts, entertainment and recreation2
7%
$192,000TD Bank
Administrative and support services1
4%
$50,000Northeast Bank
Construction1
4%
$56,000First-Citizens Bank & Trust
Loan size mix
  • Under $150,00033%
  • $150,000 to $500,00030%
  • $500,000 to $2 million30%
  • $2 million and up7%
Compared with Florida
Median loan, Zephyrhills
$350,000
Median loan, Florida
$250,000
Startup share, Zephyrhills
33%
Startup share, Florida
29%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Zephyrhills

071320FY14: 2 loansFY14FY15: 6 loansFY15FY16: 11 loansFY1611FY17: 8 loansFY17FY18: 7 loansFY18FY19: 3 loansFY19FY20: 4 loansFY20FY21: 7 loansFY21FY22: 4 loansFY22FY23: 2 loansFY23FY24: 8 loansFY24FY25: 9 loansFY25FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.