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SBA lenders in Opa Locka, FL

SBA 7(a) and 504 loans to businesses in Opa Locka (Miami-Dade County), October 2021 to June 30, 2026 · Updated October 15, 2026
91
SBA loans approved
$71.9M
Total approved
$150,000
Median loan
26
Lenders active
19%
To startups

91 SBA loans worth $71.9M went to businesses in Opa Locka, FL between October 2021 and June 2026, from 26 lenders. TD Bank made the most, 31 loans. The median loan was $150,000, compared with $250,000 across Florida, and retail was the most financed industry.

Most active SBA lenders in Opa Locka

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
31$2.6M$65,00026%
2Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
9$28.0M$3,596,0000%
3Bank of America
Bank · Charlotte, NC
7$2.2M$250,0000%
4Wells Fargo Bank
Bank · Sioux Falls, SD
6$120K$22,500100%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
5$3.4M$150,0000%
6JPMorgan Chase Bank
Bank · Columbus, OH
5$1.1M$250,0000%
7Florida Business Development
Certified development company · Tampa, FL
4$18.1M$4,520,50025%
8Northeast Bank
Bank · Portland, ME
3$352K$126,00033%
9Pacific National Bank
Bank · Miami, FL
2$1.2M$623,5000%
10SouthState Bank
Bank · Winter Haven, FL
2$450K$225,0000%
11Celtic Bank
Bank · Salt Lake City, UT
2$280K$140,0000%
12Stone Bank
Bank · Mountain View, AR
1$4.7M$4,715,0000%
13Lake Michigan CU
Credit union · Grand Rapids, MI
1$1.8M$1,782,9000%
14Live Oak Banking
Bank · Wilmington, NC
1$1.6M$1,600,0000%
15Sunshine State Economic Development
Certified development company · Clearwater, FL
1$1.0M$1,020,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Opa Locka. For 504 loans the lender shown is the certified development company.

What gets financed in Opa Locka

IndustryLoansShareMedian loanMost active lender
Retail16
18%
$150,000TD Bank
Manufacturing14
15%
$471,600Florida First Capital Finance Corporation
Transportation and warehousing14
15%
$126,500TD Bank
Construction12
13%
$115,000TD Bank
Other services (repair, personal care)9
10%
$42,000TD Bank
Wholesale trade8
9%
$115,000TD Bank
Health care and social assistance5
5%
$200,000Wells Fargo Bank
Real estate and rental4
4%
$1,737,500Readycap Lending
Loan size mix
  • Under $150,00044%
  • $150,000 to $500,00025%
  • $500,000 to $2 million18%
  • $2 million and up13%
Compared with Florida
Median loan, Opa Locka
$150,000
Median loan, Florida
$250,000
Startup share, Opa Locka
19%
Startup share, Florida
29%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Opa Locka

0102030FY14: 8 loansFY14FY15: 10 loansFY15FY16: 7 loansFY16FY17: 11 loansFY17FY18: 11 loansFY18FY19: 18 loansFY19FY20: 12 loansFY20FY21: 8 loansFY21FY22: 13 loansFY22FY23: 22 loansFY23FY24: 23 loansFY2423FY25: 18 loansFY25FY26 (Oct to Jun): 15 loansFY2615
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.