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SBA lenders in North Miami Beach, FL

SBA 7(a) and 504 loans to businesses in North Miami Beach (Miami-Dade County), October 2021 to June 30, 2026 · Updated October 15, 2026
83
SBA loans approved
$29.7M
Total approved
$150,000
Median loan
22
Lenders active
18%
To startups

83 SBA loans worth $29.7M went to businesses in North Miami Beach, FL between October 2021 and June 2026, from 22 lenders. TD Bank made the most, 15 loans. The median loan was $150,000, compared with $250,000 across Florida, and retail was the most financed industry.

Most active SBA lenders in North Miami Beach

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
15$7.3M$64,00020%
2Lendistry SBLC
Non-bank lender · Los Angeles, CA
13$2.4M$150,0000%
3Readycap Lending
Non-bank lender · Berkeley Heights, NJ
10$3.7M$264,25020%
4Northeast Bank
Bank · Portland, ME
8$2.0M$250,00012%
5Newtek Bank
Bank · Miami, FL
7$551K$55,00029%
6BayFirst National Bank
Bank · St. Petersburg, FL
5$800K$150,0000%
7JPMorgan Chase Bank
Bank · Columbus, OH
5$569K$53,00020%
8Huntington National Bank
Bank · Columbus, OH
4$601K$178,00050%
9Celtic Bank
Bank · Salt Lake City, UT
2$300K$150,0000%
10Wells Fargo Bank
Bank · Sioux Falls, SD
2$35K$17,500100%
11Port 51 Lending
Non-bank lender · New York, NY
1$4.5M$4,550,0000%
12Beacon Bank and Trust
Bank · Boston, MA
1$4.2M$4,205,0000%
13Amerant Bank
Bank · Coral Gables, FL
1$762K$762,0000%
14Bank of America
Bank · Charlotte, NC
1$500K$500,0000%
15Locality Bank
Bank · Fort Lauderdale, FL
1$450K$450,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in North Miami Beach. For 504 loans the lender shown is the certified development company.

What gets financed in North Miami Beach

IndustryLoansShareMedian loanMost active lender
Retail22
27%
$150,000Readycap Lending
Professional and technical services15
18%
$75,000Newtek Bank
Wholesale trade11
13%
$150,000Readycap Lending
Other services (repair, personal care)9
11%
$205,000Lendistry SBLC
Transportation and warehousing7
8%
$105,000Lendistry SBLC
Restaurants and hotels5
6%
$150,000Lendistry SBLC
Construction3
4%
$206,000Huntington National Bank
Agriculture, forestry and fishing3
4%
$1,500,000TD Bank
Loan size mix
  • Under $150,00041%
  • $150,000 to $500,00046%
  • $500,000 to $2 million10%
  • $2 million and up4%
Compared with Florida
Median loan, North Miami Beach
$150,000
Median loan, Florida
$250,000
Startup share, North Miami Beach
18%
Startup share, Florida
29%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in North Miami Beach

0102030FY14: 12 loansFY14FY15: 12 loansFY15FY16: 5 loansFY16FY17: 11 loansFY17FY18: 9 loansFY18FY19: 10 loansFY19FY20: 5 loansFY20FY21: 3 loansFY21FY22: 5 loansFY22FY23: 18 loansFY23FY24: 21 loansFY24FY25: 27 loansFY2527FY26 (Oct to Jun): 12 loansFY2612
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.