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SBA lenders in Haines City, FL

SBA 7(a) and 504 loans to businesses in Haines City (Polk County), October 2021 to June 30, 2026 · Updated October 15, 2026
29
SBA loans approved
$20.7M
Total approved
$203,500
Median loan
18
Lenders active
17%
To startups

29 SBA loans worth $20.7M went to businesses in Haines City, FL between October 2021 and June 2026, from 18 lenders. Readycap Lending made the most, 4 loans. The median loan was $203,500, compared with $250,000 across Florida, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Haines City

#LenderLoansApprovedMedian loanTo startups
1Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$454K$100,0000%
2Sunshine State Economic Development
Certified development company · Clearwater, FL
3$1.5M$261,0000%
3Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
2$7.4M$3,723,5000%
4Pathward
Bank · Sioux Falls, SD
2$3.8M$1,878,0000%
5Huntington National Bank
Bank · Columbus, OH
2$477K$238,500100%
6Lendistry SBLC
Non-bank lender · Los Angeles, CA
2$450K$225,0000%
7Newtek Bank
Bank · Miami, FL
2$200K$100,0000%
8Northeast Bank
Bank · Portland, ME
2$180K$90,0000%
9Bank of Central Florida
Bank · Lakeland, FL
1$1.5M$1,480,0000%
10BankUnited
Bank · Miami Lakes, FL
1$1.4M$1,360,0000%
11Bank of America
Bank · Charlotte, NC
1$1.3M$1,330,3000%
12Enterprise Bank & Trust
Bank · Clayton, MO
1$510K$510,000100%
13United Community Bank
Bank · Greenville, SC
1$500K$500,0000%
14SouthState Bank
Bank · Winter Haven, FL
1$480K$480,000100%
15Colony Bank
Bank · Fitzgerald, GA
1$150K$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Haines City. For 504 loans the lender shown is the certified development company.

What gets financed in Haines City

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels5
17%
$437,000Huntington National Bank
Professional and technical services5
17%
$150,000Readycap Lending
Retail4
14%
$1,420,000Bank of America
Administrative and support services3
10%
$150,000United Midwest Savings Bank
Construction3
10%
$50,000Newtek Bank
Arts, entertainment and recreation2
7%
$1,878,000Pathward
Agriculture, forestry and fishing2
7%
$659,500Sunshine State Economic Development
Health care and social assistance2
7%
$308,500Enterprise Bank & Trust
Loan size mix
  • Under $150,00021%
  • $150,000 to $500,00048%
  • $500,000 to $2 million21%
  • $2 million and up10%
Compared with Florida
Median loan, Haines City
$203,500
Median loan, Florida
$250,000
Startup share, Haines City
17%
Startup share, Florida
29%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Haines City

03710FY14: 1 loansFY14FY15: 2 loansFY15FY16: 4 loansFY16FY17: 1 loansFY17FY18: 3 loansFY18FY19: 2 loansFY19FY20: 2 loansFY20FY21: 2 loansFY21FY22: 4 loansFY22FY23: 4 loansFY23FY24: 9 loansFY249FY25: 9 loansFY25FY26 (Oct to Jun): 3 loansFY263
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.