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SBA lenders in Winter Garden, FL

SBA 7(a) and 504 loans to businesses in Winter Garden (Orange County), October 2021 to June 30, 2026 · Updated October 15, 2026
134
SBA loans approved
$93.1M
Total approved
$307,500
Median loan
46
Lenders active
45%
To startups

134 SBA loans worth $93.1M went to businesses in Winter Garden, FL between October 2021 and June 2026, from 46 lenders. Huntington National Bank made the most, 20 loans. The median loan was $307,500, compared with $250,000 across Florida, and health care and social assistance was the most financed industry.

Most active SBA lenders in Winter Garden

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
20$5.8M$189,50080%
2Newtek Bank
Bank · Miami, FL
13$4.6M$275,00038%
3TD Bank
Bank · Wilmington, DE
11$1.8M$70,0009%
4JPMorgan Chase Bank
Bank · Columbus, OH
9$1.6M$150,00022%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
7$1.2M$85,00014%
6Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
6$8.6M$1,198,50017%
7Live Oak Banking
Bank · Wilmington, NC
5$11.8M$1,745,00020%
8Florida Business Development
Certified development company · Tampa, FL
5$9.3M$1,931,00020%
9Wells Fargo Bank
Bank · Sioux Falls, SD
5$2.0M$25,00080%
10United Community Bank
Bank · Greenville, SC
3$3.8M$500,000100%
11SouthState Bank
Bank · Winter Haven, FL
3$2.8M$200,0000%
12United Midwest Savings Bank
Bank · Degraff, OH
3$450K$150,000100%
13Valley National Bank
Bank · Passaic, NJ
2$5.8M$2,924,750100%
14Beacon Bank and Trust
Bank · Boston, MA
2$4.1M$2,044,00050%
15Bank of America
Bank · Charlotte, NC
2$2.8M$1,402,500100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Winter Garden. For 504 loans the lender shown is the certified development company.

What gets financed in Winter Garden

IndustryLoansShareMedian loanMost active lender
Health care and social assistance28
21%
$522,500TD Bank
Restaurants and hotels21
16%
$275,000Huntington National Bank
Arts, entertainment and recreation15
11%
$486,000Huntington National Bank
Professional and technical services15
11%
$250,000TD Bank
Other services (repair, personal care)10
7%
$200,000Huntington National Bank
Construction9
7%
$150,000TD Bank
Administrative and support services8
6%
$150,000Newtek Bank
Wholesale trade8
6%
$350,000JPMorgan Chase Bank
Loan size mix
  • Under $150,00028%
  • $150,000 to $500,00034%
  • $500,000 to $2 million30%
  • $2 million and up9%
Compared with Florida
Median loan, Winter Garden
$307,500
Median loan, Florida
$250,000
Startup share, Winter Garden
45%
Startup share, Florida
29%
Share of state's SBA loans
0.5%

SBA loans per fiscal year in Winter Garden

0132740FY14: 7 loansFY14FY15: 14 loansFY15FY16: 20 loansFY16FY17: 13 loansFY17FY18: 15 loansFY18FY19: 17 loansFY19FY20: 23 loansFY20FY21: 28 loansFY21FY22: 21 loansFY22FY23: 32 loansFY2332FY24: 31 loansFY24FY25: 27 loansFY25FY26 (Oct to Jun): 23 loansFY2623
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.