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SBA lenders in Cape Coral, FL

SBA 7(a) and 504 loans to businesses in Cape Coral (Lee County), October 2021 to June 30, 2026 · Updated October 15, 2026
202
SBA loans approved
$112.1M
Total approved
$278,500
Median loan
49
Lenders active
38%
To startups

202 SBA loans worth $112.1M went to businesses in Cape Coral, FL between October 2021 and June 2026, from 49 lenders. Huntington National Bank made the most, 32 loans. The median loan was $278,500, compared with $250,000 across Florida, and construction was the most financed industry.

Most active SBA lenders in Cape Coral

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
32$15.0M$227,50056%
2Wells Fargo Bank
Bank · Sioux Falls, SD
18$845K$15,00094%
3Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
17$18.6M$770,00024%
4Newtek Bank
Bank · Miami, FL
15$3.7M$100,0007%
5Northeast Bank
Bank · Portland, ME
11$1.9M$120,70018%
6TD Bank
Bank · Wilmington, DE
9$2.7M$250,00022%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
8$2.0M$86,00025%
8JPMorgan Chase Bank
Bank · Columbus, OH
8$1.5M$60,00012%
9First Commonwealth Bank
Bank · Indiana, PA
5$5.4M$550,00020%
10Florida Business Development
Certified development company · Tampa, FL
5$3.8M$730,0000%
11Bank of America
Bank · Charlotte, NC
5$3.6M$758,80040%
12BayFirst National Bank
Bank · St. Petersburg, FL
5$739K$150,0000%
13Fifth Third Bank
Bank · Cincinnati, OH
4$4.4M$956,25025%
14CenTrust Bank, A Division of SmartBiz Bank
Bank · Northbrook, IL
4$1.2M$280,0000%
15IncredibleBank
Bank · Wausau, WI
3$6.6M$1,000,00067%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Cape Coral. For 504 loans the lender shown is the certified development company.

What gets financed in Cape Coral

IndustryLoansShareMedian loanMost active lender
Construction46
23%
$223,000Huntington National Bank
Health care and social assistance29
14%
$567,000Florida First Capital Finance Corporation
Restaurants and hotels23
11%
$400,000Newtek Bank
Retail20
10%
$325,000Huntington National Bank
Other services (repair, personal care)19
9%
$464,000Florida First Capital Finance Corporation
Professional and technical services16
8%
$247,850Wells Fargo Bank
Administrative and support services11
5%
$150,000Huntington National Bank
Manufacturing10
5%
$249,500Huntington National Bank
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00031%
  • $500,000 to $2 million27%
  • $2 million and up7%
Compared with Florida
Median loan, Cape Coral
$278,500
Median loan, Florida
$250,000
Startup share, Cape Coral
38%
Startup share, Florida
29%
Share of state's SBA loans
0.8%

SBA loans per fiscal year in Cape Coral

0234770FY14: 8 loansFY14FY15: 16 loansFY15FY16: 23 loansFY16FY17: 23 loansFY17FY18: 38 loansFY18FY19: 30 loansFY19FY20: 28 loansFY20FY21: 28 loansFY21FY22: 24 loansFY22FY23: 26 loansFY23FY24: 58 loansFY24FY25: 62 loansFY2562FY26 (Oct to Jun): 32 loansFY2632
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.