US Lender Metrics Get a Lender Match
Home › SBA lenders by state › California › Santa Rosa

SBA lenders in Santa Rosa, CA

SBA 7(a) and 504 loans to businesses in Santa Rosa (Sonoma County), October 2021 to June 30, 2026 · Updated October 15, 2026
244
SBA loans approved
$160.5M
Total approved
$350,000
Median loan
47
Lenders active
17%
To startups

244 SBA loans worth $160.5M went to businesses in Santa Rosa, CA between October 2021 and June 2026, from 47 lenders. Capital Access Group made the most, 39 loans. The median loan was $350,000, compared with $300,000 across California, and health care and social assistance was the most financed industry.

Most active SBA lenders in Santa Rosa

#LenderLoansApprovedMedian loanTo startups
1Capital Access Group
Certified development company · San Francisco, CA
39$26.2M$528,0003%
2Bay Area Employment Development
Certified development company · Concord, CA
25$22.5M$470,0004%
3Redwood CU
Credit union · Santa Rosa, CA
18$6.5M$198,00017%
4Live Oak Banking
Bank · Wilmington, NC
13$10.6M$500,0000%
5Wells Fargo Bank
Bank · Sioux Falls, SD
13$6.9M$170,00069%
6Newtek Bank
Bank · Miami, FL
12$2.8M$125,00025%
7U.S. Bank
Bank · Cincinnati, OH
11$7.6M$350,0000%
8Northeast Bank
Bank · Portland, ME
11$1.9M$150,0009%
9Exchange Bank
Bank · Santa Rosa, CA
8$5.7M$360,00012%
10Mortgage Capital Development
Certified development company · Oakland, CA
7$6.4M$713,0000%
11BayFirst National Bank
Bank · St. Petersburg, FL
7$909K$150,0000%
12Huntington National Bank
Bank · Columbus, OH
6$1.3M$185,00067%
13Columbia Bank
Bank · Roseburg, OR
5$3.0M$50,00020%
14Lendistry SBLC
Non-bank lender · Los Angeles, CA
5$895K$150,0000%
15Bank of America
Bank · Charlotte, NC
4$6.3M$516,55050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Santa Rosa. For 504 loans the lender shown is the certified development company.

What gets financed in Santa Rosa

IndustryLoansShareMedian loanMost active lender
Health care and social assistance38
16%
$477,000Capital Access Group
Construction32
13%
$310,000Northeast Bank
Other services (repair, personal care)31
13%
$305,900Northeast Bank
Professional and technical services30
12%
$348,000Capital Access Group
Retail28
11%
$574,000Bay Area Employment Development
Restaurants and hotels22
9%
$422,000Capital Access Group
Administrative and support services14
6%
$160,000First Bank
Manufacturing13
5%
$375,000Huntington National Bank
Loan size mix
  • Under $150,00022%
  • $150,000 to $500,00039%
  • $500,000 to $2 million34%
  • $2 million and up6%
Compared with California
Median loan, Santa Rosa
$350,000
Median loan, California
$300,000
Startup share, Santa Rosa
17%
Startup share, California
23%
Share of state's SBA loans
0.6%

SBA loans per fiscal year in Santa Rosa

0275380FY14: 59 loansFY14FY15: 76 loansFY1576FY16: 45 loansFY16FY17: 52 loansFY17FY18: 45 loansFY18FY19: 46 loansFY19FY20: 47 loansFY20FY21: 57 loansFY21FY22: 58 loansFY22FY23: 48 loansFY23FY24: 41 loansFY24FY25: 63 loansFY25FY26 (Oct to Jun): 34 loansFY2634
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.