762 SBA loans worth $532.1M went to businesses in San Jose, CA between October 2021 and June 2026, from 97 lenders. U.S. Bank made the most, 82 loans. The median loan was $347,050, compared with $300,000 across California, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 82 | $22.0M | $40,000 | 24% |
| 2 | Mortgage Capital Development Certified development company · Oakland, CA | 57 | $92.6M | $1,219,000 | 5% |
| 3 | Northeast Bank Bank · Portland, ME | 46 | $9.8M | $150,000 | 7% |
| 4 | Huntington National Bank Bank · Columbus, OH | 43 | $17.5M | $275,000 | 51% |
| 5 | Newtek Bank Bank · Miami, FL | 39 | $10.2M | $150,000 | 21% |
| 6 | Wells Fargo Bank Bank · Sioux Falls, SD | 36 | $25.6M | $35,000 | 81% |
| 7 | Live Oak Banking Bank · Wilmington, NC | 28 | $44.3M | $822,500 | 21% |
| 8 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 28 | $5.4M | $150,000 | 0% |
| 9 | JPMorgan Chase Bank Bank · Columbus, OH | 27 | $7.4M | $200,000 | 11% |
| 10 | Capital Access Group Certified development company · San Francisco, CA | 24 | $28.7M | $913,500 | 0% |
| 11 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 24 | $4.6M | $50,000 | 4% |
| 12 | Celtic Bank Bank · Salt Lake City, UT | 23 | $11.2M | $150,000 | 13% |
| 13 | BayFirst National Bank Bank · St. Petersburg, FL | 21 | $4.9M | $150,000 | 0% |
| 14 | Fifth Third Bank Bank · Cincinnati, OH | 19 | $9.0M | $200,000 | 5% |
| 15 | Bay Area Employment Development Certified development company · Concord, CA | 18 | $22.5M | $925,500 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 116 | $250,000 | U.S. Bank | |
| Professional and technical services | 105 | $150,000 | Northeast Bank | |
| Retail | 86 | $405,000 | Wells Fargo Bank | |
| Health care and social assistance | 84 | $775,000 | Mortgage Capital Development | |
| Restaurants and hotels | 80 | $391,000 | Celtic Bank | |
| Other services (repair, personal care) | 64 | $230,000 | U.S. Bank | |
| Manufacturing | 56 | $442,500 | Mortgage Capital Development | |
| Administrative and support services | 45 | $423,300 | U.S. Bank |