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SBA lenders in Salinas, CA

SBA 7(a) and 504 loans to businesses in Salinas (Monterey County), October 2021 to June 30, 2026 · Updated October 15, 2026
73
SBA loans approved
$46.9M
Total approved
$289,000
Median loan
33
Lenders active
30%
To startups

73 SBA loans worth $46.9M went to businesses in Salinas, CA between October 2021 and June 2026, from 33 lenders. West Coast Community Bank made the most, 8 loans. The median loan was $289,000, compared with $300,000 across California, and retail was the most financed industry.

Most active SBA lenders in Salinas

#LenderLoansApprovedMedian loanTo startups
1West Coast Community Bank
Bank · Santa Cruz, CA
8$4.7M$365,00025%
2Mortgage Capital Development
Certified development company · Oakland, CA
6$7.6M$853,00017%
3U.S. Bank
Bank · Cincinnati, OH
5$1.2M$37,60040%
4Live Oak Banking
Bank · Wilmington, NC
4$6.7M$772,50050%
5Northeast Bank
Bank · Portland, ME
4$950K$275,00025%
6Huntington National Bank
Bank · Columbus, OH
4$740K$173,750100%
7Wells Fargo Bank
Bank · Sioux Falls, SD
4$50K$15,000100%
8Celtic Bank
Bank · Salt Lake City, UT
3$1.8M$150,0000%
9Fifth Third Bank
Bank · Cincinnati, OH
3$535K$195,0000%
10Lendistry SBLC
Non-bank lender · Los Angeles, CA
3$435K$72,3000%
11Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$3.3M$1,650,00050%
12Capital Access Group
Certified development company · San Francisco, CA
2$1.6M$805,0000%
13Bank of Hope
Bank · Los Angeles, CA
2$573K$286,5000%
14Monterey County Bank
Bank · Monterey, CA
2$504K$252,0000%
15Bank of America
Bank · Charlotte, NC
2$174K$86,9000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Salinas. For 504 loans the lender shown is the certified development company.

What gets financed in Salinas

IndustryLoansShareMedian loanMost active lender
Retail15
21%
$350,000Lendistry SBLC
Restaurants and hotels10
14%
$260,000Fifth Third Bank
Administrative and support services10
14%
$197,500Huntington National Bank
Professional and technical services5
7%
$450,000West Coast Community Bank
Other services (repair, personal care)5
7%
$250,000Monterey County Bank
Health care and social assistance5
7%
$415,000Mortgage Capital Development
Construction4
5%
$350,000Capital Access Group
Wholesale trade4
5%
$243,750Wells Fargo Bank
Loan size mix
  • Under $150,00029%
  • $150,000 to $500,00038%
  • $500,000 to $2 million25%
  • $2 million and up8%
Compared with California
Median loan, Salinas
$289,000
Median loan, California
$300,000
Startup share, Salinas
30%
Startup share, California
23%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Salinas

0102030FY14: 23 loansFY14FY15: 25 loansFY1525FY16: 22 loansFY16FY17: 23 loansFY17FY18: 24 loansFY18FY19: 17 loansFY19FY20: 18 loansFY20FY21: 16 loansFY21FY22: 12 loansFY22FY23: 14 loansFY23FY24: 19 loansFY24FY25: 13 loansFY25FY26 (Oct to Jun): 15 loansFY2615
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.