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SBA lenders in Palmdale, CA

SBA 7(a) and 504 loans to businesses in Palmdale (Los Angeles County), October 2021 to June 30, 2026 · Updated October 15, 2026
135
SBA loans approved
$92.2M
Total approved
$298,000
Median loan
50
Lenders active
25%
To startups

135 SBA loans worth $92.2M went to businesses in Palmdale, CA between October 2021 and June 2026, from 50 lenders. U.S. Bank made the most, 21 loans. The median loan was $298,000, compared with $300,000 across California, and construction was the most financed industry.

Most active SBA lenders in Palmdale

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
21$1.0M$40,00024%
2Business Finance Capital
Certified development company · Los Angeles, CA
7$5.3M$496,0000%
3Wells Fargo Bank
Bank · Sioux Falls, SD
7$1.5M$20,000100%
4Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
6$5.0M$410,0000%
5JPMorgan Chase Bank
Bank · Columbus, OH
6$2.0M$212,5000%
6BayFirst National Bank
Bank · St. Petersburg, FL
6$799K$150,00017%
7Live Oak Banking
Bank · Wilmington, NC
5$4.0M$518,500100%
8AMPAC Tri-State CDC
Certified development company · Ontario, CA
5$3.6M$507,00020%
9Newtek Bank
Bank · Miami, FL
5$2.5M$250,00020%
10Northeast Bank
Bank · Portland, ME
5$986K$61,2000%
11Zions Bank, A Division of
Bank · Salt Lake City, UT
5$645K$149,2000%
12First Bank of the Lake
Bank · Osage Beach, MO
4$1.2M$307,50075%
13Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$420K$46,0000%
14Mortgage Capital Development
Certified development company · Oakland, CA
3$13.9M$5,257,00033%
15California Statewide Certified Development
Certified development company · Davis, CA
3$4.4M$1,556,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Palmdale. For 504 loans the lender shown is the certified development company.

What gets financed in Palmdale

IndustryLoansShareMedian loanMost active lender
Construction19
14%
$150,000U.S. Bank
Health care and social assistance17
13%
$298,000BayFirst National Bank
Restaurants and hotels15
11%
$500,000First Bank of the Lake
Professional and technical services15
11%
$149,200U.S. Bank
Retail14
10%
$693,000Wells Fargo Bank
Other services (repair, personal care)13
10%
$400,000U.S. Bank
Transportation and warehousing12
9%
$473,000Business Finance Capital
Administrative and support services8
6%
$50,000U.S. Bank
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00030%
  • $500,000 to $2 million26%
  • $2 million and up9%
Compared with California
Median loan, Palmdale
$298,000
Median loan, California
$300,000
Startup share, Palmdale
25%
Startup share, California
23%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Palmdale

0173350FY14: 21 loansFY14FY15: 14 loansFY15FY16: 18 loansFY16FY17: 9 loansFY17FY18: 20 loansFY18FY19: 10 loansFY19FY20: 14 loansFY20FY21: 16 loansFY21FY22: 20 loansFY22FY23: 22 loansFY23FY24: 42 loansFY2442FY25: 32 loansFY25FY26 (Oct to Jun): 19 loansFY2619
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.