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SBA lenders in Orange Beach, AL

SBA 7(a) and 504 loans to businesses in Orange Beach (Baldwin County), October 2021 to June 30, 2026 · Updated October 15, 2026
28
SBA loans approved
$36.9M
Total approved
$500,000
Median loan
14
Lenders active
32%
To startups

28 SBA loans worth $36.9M went to businesses in Orange Beach, AL between October 2021 and June 2026, from 14 lenders. Live Oak Banking made the most, 6 loans. The median loan was $500,000, compared with $290,000 across Alabama, and retail was the most financed industry.

Most active SBA lenders in Orange Beach

#LenderLoansApprovedMedian loanTo startups
1Live Oak Banking
Bank · Wilmington, NC
6$15.0M$2,500,0000%
2Newtek Bank
Bank · Miami, FL
4$3.8M$350,00075%
3Northeast Bank
Bank · Portland, ME
4$1.4M$391,7500%
4SouthState Bank
Bank · Winter Haven, FL
3$7.7M$3,266,90033%
5Huntington National Bank
Bank · Columbus, OH
2$1.1M$567,50050%
6Happen Bank
Bank · Lehi, UT
1$2.3M$2,309,500100%
7Southern Development Council
Certified development company · Mountain Brook, AL
1$2.3M$2,257,0000%
8Peoples Bank
Bank · Mendenhall, MS
1$1.7M$1,685,100100%
9Florida Business Development
Certified development company · Tampa, FL
1$631K$631,0000%
10Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$600K$600,0000%
11Regions Bank
Bank · Birmingham, AL
1$239K$239,1000%
12BankFirst Financial Services
Bank · Columbus, MS
1$145K$144,700100%
1322nd State Bank, A Division of 22nd State Banking
Bank · Mobile, AL
1$50K$50,0000%
14Sabre Finance
Non-bank lender · Birmingham, AL
1$22K$21,600100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Orange Beach. For 504 loans the lender shown is the certified development company.

What gets financed in Orange Beach

IndustryLoansShareMedian loanMost active lender
Retail13
46%
$500,000Live Oak Banking
Restaurants and hotels10
36%
$1,160,050Newtek Bank
Construction2
7%
$169,550Northeast Bank
Real estate and rental2
7%
$550,000Huntington National Bank
Other services (repair, personal care)1
4%
$50,00022nd State Bank, A Division of 22nd State Banking
Loan size mix
  • Under $150,00021%
  • $150,000 to $500,00014%
  • $500,000 to $2 million36%
  • $2 million and up29%
Compared with Alabama
Median loan, Orange Beach
$500,000
Median loan, Alabama
$290,000
Startup share, Orange Beach
32%
Startup share, Alabama
38%
Share of state's SBA loans
1.2%

SBA loans per fiscal year in Orange Beach

071320FY14: 1 loansFY14FY15: 1 loansFY15FY16: 3 loansFY16FY17: 3 loansFY17FY18: 2 loansFY18FY19: 6 loansFY19FY20: 1 loansFY20FY21: 5 loansFY21FY22: 4 loansFY22FY23: 4 loansFY23FY24: 13 loansFY2413FY25: 5 loansFY25FY26 (Oct to Jun): 2 loansFY262
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.