US Lender Metrics Get a Lender Match
Home › SBA lenders by state › Alabama › Fairhope

SBA lenders in Fairhope, AL

SBA 7(a) and 504 loans to businesses in Fairhope (Baldwin County), October 2021 to June 30, 2026 · Updated October 15, 2026
32
SBA loans approved
$20.3M
Total approved
$295,000
Median loan
22
Lenders active
38%
To startups

32 SBA loans worth $20.3M went to businesses in Fairhope, AL between October 2021 and June 2026, from 22 lenders. Live Oak Banking made the most, 4 loans. The median loan was $295,000, compared with $290,000 across Alabama, and retail was the most financed industry.

Most active SBA lenders in Fairhope

#LenderLoansApprovedMedian loanTo startups
1Live Oak Banking
Bank · Wilmington, NC
4$2.4M$612,50025%
2SouthState Bank
Bank · Winter Haven, FL
2$1.5M$768,75050%
3Huntington National Bank
Bank · Columbus, OH
2$505K$252,500100%
4Lendistry SBLC
Non-bank lender · Los Angeles, CA
2$420K$210,0000%
5United Bank
Bank · Atmore, AL
2$360K$180,00050%
6United Midwest Savings Bank
Bank · Degraff, OH
2$270K$135,000100%
7Community Bank of Mississippi
Bank · Flowood, MS
2$205K$102,50050%
8PNC Bank
Bank · Wilmington, DE
2$75K$37,5000%
9Byline Bank
Bank · Chicago, IL
1$5.0M$5,000,0000%
10Oakworth Capital Bank
Bank · Birmingham, AL
1$2.6M$2,615,6000%
11Newtek Small Business Finance
Non-bank lender · Lake Success, NY
1$2.0M$2,000,0000%
12United Community Bank
Bank · Greenville, SC
1$1.2M$1,155,000100%
13Wilmington Savings Fund Society FSB
Bank · Wilmington, DE
1$990K$990,000100%
14Florida Business Development
Certified development company · Tampa, FL
1$805K$805,0000%
15FDIC - Community Bank & Trust-West Georgia
Non-bank lender · Lagrange, GA
1$519K$519,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Fairhope. For 504 loans the lender shown is the certified development company.

What gets financed in Fairhope

IndustryLoansShareMedian loanMost active lender
Retail9
28%
$290,000Live Oak Banking
Construction5
16%
$50,000PNC Bank
Restaurants and hotels5
16%
$150,000Huntington National Bank
Arts, entertainment and recreation3
9%
$342,900Wells Fargo Bank
Health care and social assistance3
9%
$270,000Community Bank of Mississippi
Administrative and support services2
6%
$612,500Live Oak Banking
Professional and technical services2
6%
$1,407,450Oakworth Capital Bank
Manufacturing1
3%
$460,000Renasant Bank
Loan size mix
  • Under $150,00031%
  • $150,000 to $500,00034%
  • $500,000 to $2 million25%
  • $2 million and up9%
Compared with Alabama
Median loan, Fairhope
$295,000
Median loan, Alabama
$290,000
Startup share, Fairhope
38%
Startup share, Alabama
38%
Share of state's SBA loans
1.3%

SBA loans per fiscal year in Fairhope

071320FY14: 7 loansFY14FY15: 5 loansFY15FY16: 7 loansFY16FY17: 9 loansFY17FY18: 2 loansFY18FY19: 3 loansFY19FY20: 4 loansFY20FY21: 5 loansFY21FY22: 2 loansFY22FY23: 7 loansFY23FY24: 7 loansFY24FY25: 12 loansFY2512FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.