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SBA lenders in Birmingham, AL

SBA 7(a) and 504 loans to businesses in Birmingham (Jefferson County), October 2021 to June 30, 2026 · Updated October 15, 2026
413
SBA loans approved
$266.3M
Total approved
$300,000
Median loan
70
Lenders active
40%
To startups

413 SBA loans worth $266.3M went to businesses in Birmingham, AL between October 2021 and June 2026, from 70 lenders. Huntington National Bank made the most, 47 loans. The median loan was $300,000, compared with $290,000 across Alabama, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Birmingham

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
47$22.4M$296,10068%
2Newtek Bank
Bank · Miami, FL
32$13.0M$235,50019%
3Sabre Finance
Non-bank lender · Birmingham, AL
27$4.3M$127,80041%
4Florida Business Development
Certified development company · Tampa, FL
17$16.4M$497,0006%
5Southern Development Council
Certified development company · Mountain Brook, AL
17$12.0M$596,0006%
6SouthPoint Bank
Bank · Birmingham, AL
15$12.8M$395,00073%
7Northeast Bank
Bank · Portland, ME
14$3.2M$206,05014%
8United Midwest Savings Bank
Bank · Degraff, OH
13$6.7M$150,00046%
9Regions Bank
Bank · Birmingham, AL
11$6.7M$399,20036%
10Wells Fargo Bank
Bank · Sioux Falls, SD
11$1.6M$15,000100%
11BayFirst National Bank
Bank · St. Petersburg, FL
11$1.6M$150,0000%
12Live Oak Banking
Bank · Wilmington, NC
10$12.0M$587,50030%
13Community Bank of Mississippi
Bank · Flowood, MS
10$4.9M$355,95060%
14Birmingham Citywide Local Development
Certified development company · Birmingham, AL
9$11.7M$895,00022%
15Pinnacle Bank
Bank · Nashville, TN
9$10.0M$752,50044%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Birmingham. For 504 loans the lender shown is the certified development company.

What gets financed in Birmingham

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels84
20%
$342,950Sabre Finance
Health care and social assistance49
12%
$225,000Huntington National Bank
Other services (repair, personal care)41
10%
$200,000Huntington National Bank
Professional and technical services40
10%
$230,500Regions Bank
Retail40
10%
$500,000Central State Bank
Administrative and support services31
8%
$250,000Huntington National Bank
Transportation and warehousing26
6%
$260,000Wells Fargo Bank
Construction25
6%
$250,000United Midwest Savings Bank
Loan size mix
  • Under $150,00023%
  • $150,000 to $500,00044%
  • $500,000 to $2 million25%
  • $2 million and up8%
Compared with Alabama
Median loan, Birmingham
$300,000
Median loan, Alabama
$290,000
Startup share, Birmingham
40%
Startup share, Alabama
38%
Share of state's SBA loans
17.2%

SBA loans per fiscal year in Birmingham

067133200FY14: 72 loansFY14FY15: 98 loansFY15FY16: 114 loansFY16FY17: 99 loansFY17FY18: 76 loansFY18FY19: 71 loansFY19FY20: 69 loansFY20FY21: 90 loansFY21FY22: 70 loansFY22FY23: 73 loansFY23FY24: 93 loansFY24FY25: 117 loansFY25117FY26 (Oct to Jun): 60 loansFY2660
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.