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Bank · Tulsa, OK

SpiritBank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
36
SBA loans approved
$22.5M
Total approved
$285,300
Median loan
4
States lent in
72%
To startups
#668
National rank by loans

SpiritBank approved 36 SBA loans worth $22.5M between October 2021 and June 2026, ranking #668 of 2,283 SBA lenders nationally by loan count. Its median loan was $285,300, and 72% went to startups or businesses under two years old. It lent in 4 states, most often in Oklahoma, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

071320FY14FY15FY16: 1 loansFY16FY17: 1 loansFY17FY18: 6 loansFY18FY19: 14 loansFY19FY20: 10 loansFY20FY21: 15 loansFY21FY22: 15 loansFY22FY23: 17 loansFY2317FY24: 3 loansFY24FY25: 1 loansFY251
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where SpiritBank lends

StateLoansApprovedMedian loanRank in state
Oklahoma18$17.4M$304,250#29
Texas15$4.3M$291,100#175
Arkansas2$533K$266,500#85
Missouri1$204K$203,500#256

Industries SpiritBank finances

IndustryLoansShareMedian loan
Restaurants and hotels22
61%
$268,700
Manufacturing4
11%
$1,986,450
Retail3
8%
$285,300
Construction2
6%
$1,074,400
Wholesale trade2
6%
$2,350,450
Arts, entertainment and recreation1
3%
$149,500
Finance and insurance1
3%
$30,000
Other services (repair, personal care)1
3%
$1,050,600
Loan size mix
  • Under $150,00019%
  • $150,000 to $500,00058%
  • $500,000 to $2 million14%
  • $2 million and up8%
Loan programs used
  • Standard 7(a)69%
  • SBA Express14%
  • Preferred Lender (PLP)14%
  • CAPLines3%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.