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SBA lenders in Bainbridge Island, WA

SBA 7(a) and 504 loans to businesses in Bainbridge Island (Kitsap County), October 2021 to June 30, 2026 · Updated October 15, 2026
56
SBA loans approved
$12.9M
Total approved
$50,000
Median loan
22
Lenders active
20%
To startups

56 SBA loans worth $12.9M went to businesses in Bainbridge Island, WA between October 2021 and June 2026, from 22 lenders. Columbia Bank made the most, 22 loans. The median loan was $50,000, compared with $200,000 across Washington, and construction was the most financed industry.

Most active SBA lenders in Bainbridge Island

#LenderLoansApprovedMedian loanTo startups
1Columbia Bank
Bank · Roseburg, OR
22$1.3M$46,2509%
2Harborstone CU
Credit union · Lakewood, WA
4$2.2M$509,0000%
3KeyBank
Bank · Cleveland, OH
3$641K$90,60067%
4Huntington National Bank
Bank · Columbus, OH
3$625K$175,0000%
5Northwest Business Development Association
Certified development company · Spokane Valley, WA
2$1.2M$580,5000%
6Northeast Bank
Bank · Portland, ME
2$750K$375,0000%
7Heritage Bank
Bank · Olympia, WA
2$335K$167,5000%
8Lendistry SBLC
Non-bank lender · Los Angeles, CA
2$300K$150,0000%
9BayFirst National Bank
Bank · St. Petersburg, FL
2$209K$104,5000%
10Wells Fargo Bank
Bank · Sioux Falls, SD
2$30K$15,000100%
11First Internet Bank of Indiana
Bank · Fishers, IN
1$1.8M$1,765,0000%
12Citizens Bank
Bank · Elizabethton, TN
1$1.3M$1,263,0000%
13Gesa CU
Credit union · Richland, WA
1$582K$582,5000%
14Grasshopper Bank
Bank · New York, NY
1$500K$500,0000%
15FWBank
Bank · Chicago, IL
1$434K$434,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Bainbridge Island. For 504 loans the lender shown is the certified development company.

What gets financed in Bainbridge Island

IndustryLoansShareMedian loanMost active lender
Construction8
14%
$50,000Columbia Bank
Health care and social assistance7
12%
$50,000Columbia Bank
Professional and technical services7
12%
$50,000Huntington National Bank
Other services (repair, personal care)6
11%
$43,500Heritage Bank
Retail6
11%
$409,000Harborstone CU
Restaurants and hotels6
11%
$120,300KeyBank
Wholesale trade5
9%
$200,000Harborstone CU
Administrative and support services3
5%
$50,000Columbia Bank
Loan size mix
  • Under $150,00057%
  • $150,000 to $500,00025%
  • $500,000 to $2 million18%
  • $2 million and up0%
Compared with Washington
Median loan, Bainbridge Island
$50,000
Median loan, Washington
$200,000
Startup share, Bainbridge Island
20%
Startup share, Washington
29%
Share of state's SBA loans
0.6%

SBA loans per fiscal year in Bainbridge Island

0102030FY14: 3 loansFY14FY15: 7 loansFY15FY16: 10 loansFY16FY17: 6 loansFY17FY18: 5 loansFY18FY19: 6 loansFY19FY20: 11 loansFY20FY21: 4 loansFY21FY22: 12 loansFY22FY23: 10 loansFY23FY24: 9 loansFY24FY25: 21 loansFY2521FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.