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SBA lenders in Smithfield, UT

SBA 7(a) and 504 loans to businesses in Smithfield (Cache County), October 2021 to June 30, 2026 · Updated October 15, 2026
27
SBA loans approved
$12.3M
Total approved
$220,000
Median loan
13
Lenders active
33%
To startups

27 SBA loans worth $12.3M went to businesses in Smithfield, UT between October 2021 and June 2026, from 13 lenders. Cache Valley Bank made the most, 8 loans. The median loan was $220,000, compared with $267,150 across Utah, and administrative and support services was the most financed industry.

Most active SBA lenders in Smithfield

#LenderLoansApprovedMedian loanTo startups
1Cache Valley Bank
Bank · Logan, UT
8$1.8M$195,00038%
2Mountain West Small Business Finance
Certified development company · Salt Lake City, UT
5$3.4M$668,00020%
3Zions Bank, A Division of
Bank · Salt Lake City, UT
3$305K$100,00033%
4Mountain America FCU
Credit union · Sandy, UT
2$70K$35,0000%
5First Utah Bank
Bank · Salt Lake City, UT
1$3.9M$3,927,0000%
6Intermountain Business Lending
Certified development company · Ogden, UT
1$1.3M$1,340,0000%
7Community Banks of Colorado, A Division of NBH Bank
Bank · Greenwood Village, CO
1$500K$500,0000%
8B:Side Capital
Certified development company · Denver, CO
1$331K$331,0000%
9America First Federal Credit Union
Credit union · Riverdale, UT
1$242K$241,500100%
10Bank Five Nine
Bank · Oconomowoc, WI
1$150K$150,000100%
11Goldenwest Federal Credit Union
Credit union · Washington Terrace, UT
1$101K$101,100100%
12T Bank
Bank · Dallas, TX
1$75K$75,000100%
13Celtic Bank
Bank · Salt Lake City, UT
1$26K$25,8000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Smithfield. For 504 loans the lender shown is the certified development company.

What gets financed in Smithfield

IndustryLoansShareMedian loanMost active lender
Administrative and support services4
15%
$102,500Cache Valley Bank
Health care and social assistance4
15%
$271,750Mountain West Small Business Finance
Other services (repair, personal care)4
15%
$135,000Zions Bank, A Division of
Retail4
15%
$290,500Mountain America FCU
Transportation and warehousing4
15%
$160,550Goldenwest Federal Credit Union
Manufacturing2
7%
$963,000Mountain West Small Business Finance
Construction2
7%
$209,000Cache Valley Bank
Restaurants and hotels2
7%
$824,000Cache Valley Bank
Loan size mix
  • Under $150,00041%
  • $150,000 to $500,00030%
  • $500,000 to $2 million26%
  • $2 million and up4%
Compared with Utah
Median loan, Smithfield
$220,000
Median loan, Utah
$267,150
Startup share, Smithfield
33%
Startup share, Utah
33%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Smithfield

03710FY14: 2 loansFY14FY15: 7 loansFY15FY16: 10 loansFY1610FY17: 5 loansFY17FY18: 5 loansFY18FY19: 2 loansFY19FY20: 3 loansFY20FY21: 6 loansFY21FY22: 7 loansFY22FY23: 6 loansFY23FY24: 9 loansFY24FY25: 3 loansFY25FY26 (Oct to Jun): 2 loansFY262
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.