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SBA lenders in Cedar City, UT

SBA 7(a) and 504 loans to businesses in Cedar City (Iron County), October 2021 to June 30, 2026 · Updated October 15, 2026
116
SBA loans approved
$63.6M
Total approved
$215,000
Median loan
27
Lenders active
34%
To startups

116 SBA loans worth $63.6M went to businesses in Cedar City, UT between October 2021 and June 2026, from 27 lenders. State Bank of Southern Utah made the most, 28 loans. The median loan was $215,000, compared with $267,150 across Utah, and manufacturing was the most financed industry.

Most active SBA lenders in Cedar City

#LenderLoansApprovedMedian loanTo startups
1State Bank of Southern Utah
Bank · Cedar City, UT
28$8.4M$150,00046%
2Mountain West Small Business Finance
Certified development company · Salt Lake City, UT
15$13.5M$817,00033%
3Mountain America FCU
Credit union · Sandy, UT
15$3.7M$50,00033%
4Intermountain Business Lending
Certified development company · Ogden, UT
8$7.5M$921,0000%
5Zions Bank, A Division of
Bank · Salt Lake City, UT
8$1.1M$115,00012%
6U.S. Bank
Bank · Cincinnati, OH
6$106K$17,000100%
7Cache Valley Bank
Bank · Logan, UT
5$1.0M$234,00060%
8B:Side Capital
Certified development company · Denver, CO
4$7.1M$1,181,5000%
9Huntington National Bank
Bank · Columbus, OH
4$785K$155,0000%
10Newtek Bank
Bank · Miami, FL
3$1.0M$250,0000%
11US Metro Bank
Bank · Garden Grove, CA
2$3.5M$1,760,0000%
12Northeast Bank
Bank · Portland, ME
2$620K$310,2000%
13Celtic Bank
Bank · Salt Lake City, UT
2$200K$100,0000%
14Encore Bank
Bank · Little Rock, AR
1$4.5M$4,500,000100%
15Old National Bank
Bank · Evansville, IN
1$3.9M$3,921,300100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Cedar City. For 504 loans the lender shown is the certified development company.

What gets financed in Cedar City

IndustryLoansShareMedian loanMost active lender
Manufacturing20
17%
$402,500Mountain America FCU
Retail18
16%
$226,350State Bank of Southern Utah
Construction18
16%
$122,750State Bank of Southern Utah
Other services (repair, personal care)11
9%
$225,000Mountain America FCU
Administrative and support services10
9%
$166,000State Bank of Southern Utah
Professional and technical services9
8%
$165,000U.S. Bank
Restaurants and hotels7
6%
$150,000State Bank of Southern Utah
Real estate and rental6
5%
$662,500Mountain West Small Business Finance
Loan size mix
  • Under $150,00036%
  • $150,000 to $500,00034%
  • $500,000 to $2 million24%
  • $2 million and up5%
Compared with Utah
Median loan, Cedar City
$215,000
Median loan, Utah
$267,150
Startup share, Cedar City
34%
Startup share, Utah
33%
Share of state's SBA loans
1.9%

SBA loans per fiscal year in Cedar City

0132740FY14: 29 loansFY14FY15: 35 loansFY1535FY16: 30 loansFY16FY17: 28 loansFY17FY18: 28 loansFY18FY19: 24 loansFY19FY20: 26 loansFY20FY21: 33 loansFY21FY22: 24 loansFY22FY23: 27 loansFY23FY24: 24 loansFY24FY25: 28 loansFY25FY26 (Oct to Jun): 13 loansFY2613
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.