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SBA lenders in Richmond, TX

SBA 7(a) and 504 loans to businesses in Richmond (Fort Bend County), October 2021 to June 30, 2026 · Updated October 15, 2026
189
SBA loans approved
$134.8M
Total approved
$330,000
Median loan
61
Lenders active
48%
To startups

189 SBA loans worth $134.8M went to businesses in Richmond, TX between October 2021 and June 2026, from 61 lenders. Huntington National Bank made the most, 18 loans. The median loan was $330,000, compared with $320,600 across Texas, and health care and social assistance was the most financed industry.

Most active SBA lenders in Richmond

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
18$7.6M$315,50083%
2JPMorgan Chase Bank
Bank · Columbus, OH
14$4.4M$150,0000%
3Wells Fargo Bank
Bank · Sioux Falls, SD
14$225K$15,000100%
4Northeast Bank
Bank · Portland, ME
13$3.1M$250,00015%
5Zions Bank, A Division of
Bank · Salt Lake City, UT
10$1.2M$125,00020%
6Newtek Bank
Bank · Miami, FL
8$4.6M$350,00012%
7Live Oak Banking
Bank · Wilmington, NC
7$20.7M$4,500,00043%
8Stellar Bank
Bank · Houston, TX
6$6.1M$1,099,40050%
9Celtic Bank
Bank · Salt Lake City, UT
5$1.3M$150,0000%
10United Midwest Savings Bank
Bank · Degraff, OH
5$850K$150,000100%
11Fifth Third Bank
Bank · Cincinnati, OH
4$5.4M$248,50025%
12Capital Certified Development
Certified development company · Austin, TX
4$5.3M$1,151,00025%
13Frost Bank
Bank · San Antonio, TX
4$1.9M$464,650100%
14Wallis Bank
Bank · Wallis, TX
4$1.6M$470,00075%
15Lendistry SBLC
Non-bank lender · Los Angeles, CA
4$579K$126,3500%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Richmond. For 504 loans the lender shown is the certified development company.

What gets financed in Richmond

IndustryLoansShareMedian loanMost active lender
Health care and social assistance45
24%
$559,700Live Oak Banking
Retail24
13%
$150,000JPMorgan Chase Bank
Restaurants and hotels22
12%
$409,500Huntington National Bank
Administrative and support services15
8%
$150,000Huntington National Bank
Professional and technical services13
7%
$300,000Northeast Bank
Manufacturing11
6%
$416,000Stellar Bank
Transportation and warehousing11
6%
$100,000Zions Bank, A Division of
Construction10
5%
$287,500Newtek Bank
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00039%
  • $500,000 to $2 million25%
  • $2 million and up10%
Compared with Texas
Median loan, Richmond
$330,000
Median loan, Texas
$320,600
Startup share, Richmond
48%
Startup share, Texas
40%
Share of state's SBA loans
0.8%

SBA loans per fiscal year in Richmond

0204060FY14: 15 loansFY14FY15: 35 loansFY15FY16: 31 loansFY16FY17: 40 loansFY17FY18: 32 loansFY18FY19: 38 loansFY19FY20: 27 loansFY20FY21: 26 loansFY21FY22: 29 loansFY22FY23: 30 loansFY23FY24: 58 loansFY2458FY25: 49 loansFY25FY26 (Oct to Jun): 23 loansFY2623
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.