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SBA lenders in Franklin, TN

SBA 7(a) and 504 loans to businesses in Franklin (Williamson County), October 2021 to June 30, 2026 · Updated October 15, 2026
196
SBA loans approved
$114.7M
Total approved
$245,350
Median loan
52
Lenders active
41%
To startups

196 SBA loans worth $114.7M went to businesses in Franklin, TN between October 2021 and June 2026, from 52 lenders. Huntington National Bank made the most, 28 loans. The median loan was $245,350, compared with $246,500 across Tennessee, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Franklin

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
28$8.8M$254,50082%
2U.S. Bank
Bank · Cincinnati, OH
13$4.5M$50,00046%
3Celtic Bank
Bank · Salt Lake City, UT
10$7.5M$150,00020%
4BayFirst National Bank
Bank · St. Petersburg, FL
10$1.6M$150,0000%
5Pinnacle Bank
Bank · Nashville, TN
9$11.0M$655,00056%
6Newtek Bank
Bank · Miami, FL
9$1.5M$108,00011%
7JPMorgan Chase Bank
Bank · Columbus, OH
8$2.4M$275,00038%
8Fifth Third Bank
Bank · Cincinnati, OH
6$8.7M$123,15050%
9Old National Bank
Bank · Evansville, IN
6$7.6M$1,012,40050%
10Readycap Lending
Non-bank lender · Berkeley Heights, NJ
6$1.1M$100,0000%
11Northeast Bank
Bank · Portland, ME
6$900K$150,0000%
12Renasant Bank
Bank · Tupelo, MS
5$15.4M$3,999,80060%
13Live Oak Banking
Bank · Wilmington, NC
5$5.8M$150,0000%
14Studio Bank
Bank · Nashville, TN
5$4.0M$598,50020%
15United Midwest Savings Bank
Bank · Degraff, OH
5$1.1M$150,00080%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Franklin. For 504 loans the lender shown is the certified development company.

What gets financed in Franklin

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels30
15%
$150,000Huntington National Bank
Professional and technical services28
14%
$265,000U.S. Bank
Health care and social assistance21
11%
$330,300Newtek Bank
Other services (repair, personal care)20
10%
$346,000Huntington National Bank
Arts, entertainment and recreation18
9%
$254,200Huntington National Bank
Construction17
9%
$229,000U.S. Bank
Administrative and support services10
5%
$137,500Huntington National Bank
Retail9
5%
$149,000Wells Fargo Bank
Loan size mix
  • Under $150,00031%
  • $150,000 to $500,00042%
  • $500,000 to $2 million19%
  • $2 million and up8%
Compared with Tennessee
Median loan, Franklin
$245,350
Median loan, Tennessee
$246,500
Startup share, Franklin
41%
Startup share, Tennessee
42%
Share of state's SBA loans
5.2%

SBA loans per fiscal year in Franklin

0204060FY14: 17 loansFY14FY15: 25 loansFY15FY16: 28 loansFY16FY17: 20 loansFY17FY18: 19 loansFY18FY19: 24 loansFY19FY20: 26 loansFY20FY21: 37 loansFY21FY22: 28 loansFY22FY23: 36 loansFY23FY24: 54 loansFY2454FY25: 43 loansFY25FY26 (Oct to Jun): 35 loansFY2635
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.