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SBA lenders in Johnston, RI

SBA 7(a) and 504 loans to businesses in Johnston (Providence County), October 2021 to June 30, 2026 · Updated October 15, 2026
55
SBA loans approved
$14.8M
Total approved
$100,000
Median loan
20
Lenders active
36%
To startups

55 SBA loans worth $14.8M went to businesses in Johnston, RI between October 2021 and June 2026, from 20 lenders. TD Bank made the most, 11 loans. The median loan was $100,000, compared with $150,000 across Rhode Island, and construction was the most financed industry.

Most active SBA lenders in Johnston

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
11$617K$25,00036%
2BankNewport
Bank · Middletown, RI
8$520K$55,00038%
3Ocean State Business Development Authority
Certified development company · Warwick, RI
4$2.1M$343,5000%
4Huntington National Bank
Bank · Columbus, OH
4$739K$154,500100%
5Beacon Bank and Trust
Bank · Boston, MA
4$356K$78,0000%
6Celtic Bank
Bank · Salt Lake City, UT
3$2.0M$975,0000%
7Eastern Bank
Bank · Boston, MA
2$1.0M$500,000100%
8Live Oak Banking
Bank · Wilmington, NC
2$755K$377,50050%
9CenTrust Bank, A Division of SmartBiz Bank
Bank · Northbrook, IL
2$750K$375,0000%
10Bristol County Savings Bank
Bank · Taunton, MA
2$600K$300,000100%
11Citizens Bank
Bank · Providence, RI
2$345K$172,50050%
12Navigant CU
Credit union · Smithfield, RI
2$268K$134,0000%
13Santander Bank
Bank · Wilmington, DE
2$122K$61,0000%
14Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$1.8M$1,802,900100%
15Newtek Small Business Finance
Non-bank lender · Lake Success, NY
1$1.3M$1,340,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Johnston. For 504 loans the lender shown is the certified development company.

What gets financed in Johnston

IndustryLoansShareMedian loanMost active lender
Construction12
22%
$171,000CenTrust Bank, A Division of SmartBiz Bank
Health care and social assistance8
15%
$100,000Huntington National Bank
Other services (repair, personal care)6
11%
$149,500TD Bank
Restaurants and hotels6
11%
$229,000Ocean State Business Development Authority
Retail6
11%
$50,000Citizens Bank
Administrative and support services5
9%
$50,000TD Bank
Transportation and warehousing3
5%
$56,000TD Bank
Finance and insurance2
4%
$236,000Navigant CU
Loan size mix
  • Under $150,00055%
  • $150,000 to $500,00025%
  • $500,000 to $2 million20%
  • $2 million and up0%
Compared with Rhode Island
Median loan, Johnston
$100,000
Median loan, Rhode Island
$150,000
Startup share, Johnston
36%
Startup share, Rhode Island
26%
Share of state's SBA loans
4.2%

SBA loans per fiscal year in Johnston

0102030FY14: 8 loansFY14FY15: 10 loansFY15FY16: 14 loansFY16FY17: 20 loansFY1720FY18: 17 loansFY18FY19: 18 loansFY19FY20: 10 loansFY20FY21: 11 loansFY21FY22: 5 loansFY22FY23: 13 loansFY23FY24: 11 loansFY24FY25: 19 loansFY25FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.