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SBA lenders in Mechanicsburg, PA

SBA 7(a) and 504 loans to businesses in Mechanicsburg (Cumberland County), October 2021 to June 30, 2026 · Updated October 15, 2026
74
SBA loans approved
$49.9M
Total approved
$160,000
Median loan
28
Lenders active
43%
To startups

74 SBA loans worth $49.9M went to businesses in Mechanicsburg, PA between October 2021 and June 2026, from 28 lenders. Manufacturers and Traders Trust made the most, 15 loans. The median loan was $160,000, compared with $150,000 across Pennsylvania, and health care and social assistance was the most financed industry.

Most active SBA lenders in Mechanicsburg

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
15$917K$50,00040%
2Beacon Bank and Trust
Bank · Boston, MA
6$3.9M$427,50017%
3Huntington National Bank
Bank · Columbus, OH
6$2.3M$200,75067%
4Live Oak Banking
Bank · Wilmington, NC
5$8.8M$350,0000%
5Newtek Bank
Bank · Miami, FL
4$912K$180,00025%
6Univest Bank and Trust Co
Bank · Souderton, PA
3$1.6M$200,0000%
7Orrstown Bank
Bank · Harrisburg, PA
3$982K$350,00033%
8Northeast Bank
Bank · Portland, ME
3$551K$91,8000%
9Wells Fargo Bank
Bank · Sioux Falls, SD
3$50K$15,000100%
10South Eastern Economic Development Company of Pennsylvania
Certified development company · Exton, PA
2$5.9M$2,946,00050%
11Fulton Bank
Bank · Lancaster, PA
2$1.9M$960,000100%
12First National Bank of Pennsylvania
Bank · Greenville, PA
2$1.7M$852,000100%
13Mid Penn Bank
Bank · Millersburg, PA
2$1.1M$575,00050%
14Wilmington Savings Fund Society FSB
Bank · Wilmington, DE
2$877K$438,500100%
15Merchants Bank of Indiana
Bank · Carmel, IN
2$874K$436,800100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Mechanicsburg. For 504 loans the lender shown is the certified development company.

What gets financed in Mechanicsburg

IndustryLoansShareMedian loanMost active lender
Health care and social assistance12
16%
$394,450Huntington National Bank
Restaurants and hotels9
12%
$676,000Beacon Bank and Trust
Manufacturing7
9%
$200,000Univest Bank and Trust Co
Retail7
9%
$150,000Newtek Bank
Construction7
9%
$240,000Manufacturers and Traders Trust
Professional and technical services6
8%
$125,000Manufacturers and Traders Trust
Transportation and warehousing5
7%
$80,000Manufacturers and Traders Trust
Arts, entertainment and recreation5
7%
$84,000Huntington National Bank
Loan size mix
  • Under $150,00039%
  • $150,000 to $500,00028%
  • $500,000 to $2 million22%
  • $2 million and up11%
Compared with Pennsylvania
Median loan, Mechanicsburg
$160,000
Median loan, Pennsylvania
$150,000
Startup share, Mechanicsburg
43%
Startup share, Pennsylvania
36%
Share of state's SBA loans
0.7%

SBA loans per fiscal year in Mechanicsburg

071320FY14: 14 loansFY14FY15: 12 loansFY15FY16: 15 loansFY16FY17: 19 loansFY1719FY18: 8 loansFY18FY19: 7 loansFY19FY20: 8 loansFY20FY21: 19 loansFY21FY22: 9 loansFY22FY23: 12 loansFY23FY24: 18 loansFY24FY25: 19 loansFY25FY26 (Oct to Jun): 16 loansFY2616
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.