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SBA lenders in Bethlehem, PA

SBA 7(a) and 504 loans to businesses in Bethlehem (Northampton County), October 2021 to June 30, 2026 · Updated October 15, 2026
116
SBA loans approved
$46.3M
Total approved
$150,000
Median loan
39
Lenders active
42%
To startups

116 SBA loans worth $46.3M went to businesses in Bethlehem, PA between October 2021 and June 2026, from 39 lenders. TD Bank made the most, 27 loans. The median loan was $150,000, compared with $150,000 across Pennsylvania, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Bethlehem

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
27$1.6M$25,00048%
2Readycap Lending
Non-bank lender · Berkeley Heights, NJ
8$1.1M$50,0000%
3Huntington National Bank
Bank · Columbus, OH
6$1.0M$141,60083%
4Manufacturers and Traders Trust
Bank · Buffalo, NY
6$408K$61,75050%
5Empire State Certified Development
Certified development company · Latham, NY
5$6.3M$1,496,00060%
6PNC Bank
Bank · Wilmington, DE
5$1.2M$20,00080%
7Northeast Bank
Bank · Portland, ME
5$712K$138,60020%
8South Eastern Economic Development Company of Pennsylvania
Certified development company · Exton, PA
3$1.3M$423,0000%
9Fidelity Deposit and Discount Bank
Bank · Dunmore, PA
3$1.2M$350,00067%
10KeyBank
Bank · Cleveland, OH
3$540K$20,000100%
11Newtek Bank
Bank · Miami, FL
3$285K$90,0000%
12Wells Fargo Bank
Bank · Sioux Falls, SD
3$65K$15,000100%
13Truist Bank
Bank · Charlotte, NC
2$4.1M$2,072,0000%
14Firstrust Savings Bank
Bank · Conshohocken, PA
2$1.6M$822,50050%
15Meridian Bank
Bank · Wayne, PA
2$1.4M$675,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Bethlehem. For 504 loans the lender shown is the certified development company.

What gets financed in Bethlehem

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels15
13%
$262,000Newtek Bank
Other services (repair, personal care)12
10%
$75,000TD Bank
Health care and social assistance11
9%
$350,000PNC Bank
Transportation and warehousing11
9%
$25,000TD Bank
Retail10
9%
$55,000TD Bank
Administrative and support services9
8%
$103,000Manufacturers and Traders Trust
Professional and technical services9
8%
$500,000Truist Bank
Finance and insurance7
6%
$350,000Byline Bank
Loan size mix
  • Under $150,00049%
  • $150,000 to $500,00027%
  • $500,000 to $2 million20%
  • $2 million and up4%
Compared with Pennsylvania
Median loan, Bethlehem
$150,000
Median loan, Pennsylvania
$150,000
Startup share, Bethlehem
42%
Startup share, Pennsylvania
36%
Share of state's SBA loans
1.1%

SBA loans per fiscal year in Bethlehem

0132740FY14: 16 loansFY14FY15: 16 loansFY15FY16: 16 loansFY16FY17: 9 loansFY17FY18: 25 loansFY18FY19: 21 loansFY19FY20: 13 loansFY20FY21: 17 loansFY21FY22: 15 loansFY22FY23: 26 loansFY23FY24: 25 loansFY24FY25: 36 loansFY2536FY26 (Oct to Jun): 14 loansFY2614
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.