35 SBA loans worth $21.5M went to businesses in Lincoln City, OR between October 2021 and June 2026, from 15 lenders. Columbia Bank made the most, 14 loans. The median loan was $50,000, compared with $138,000 across Oregon, and retail was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Columbia Bank Bank · Roseburg, OR | 14 | $446K | $25,000 | 7% |
| 2 | Live Oak Banking Bank · Wilmington, NC | 3 | $3.4M | $615,000 | 33% |
| 3 | U.S. Bank Bank · Cincinnati, OH | 3 | $2.3M | $50,000 | 0% |
| 4 | Evergreen Business Capital Certified development company · Seattle, WA | 2 | $2.6M | $1,286,500 | 50% |
| 5 | Northwest Business Development Association Certified development company · Spokane Valley, WA | 2 | $1.3M | $654,000 | 0% |
| 6 | WaFd Bank Bank · Seattle, WA | 2 | $50K | $25,000 | 0% |
| 7 | Bankwell Bank Bank · New Canaan, CT | 1 | $4.1M | $4,085,000 | 0% |
| 8 | Mortgage Capital Development Certified development company · Oakland, CA | 1 | $2.7M | $2,683,000 | 0% |
| 9 | Mission Valley Bank Bank · Sun Valley, CA | 1 | $2.0M | $2,018,900 | 0% |
| 10 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 1 | $1.2M | $1,198,300 | 0% |
| 11 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 1 | $770K | $770,000 | 100% |
| 12 | First Interstate Bank Bank · Billings, MT | 1 | $340K | $340,500 | 100% |
| 13 | Marion & Polk Schools CU Credit union · Salem, OR | 1 | $150K | $150,000 | 0% |
| 14 | Cascade Capital Funding Certified development company · Salem, OR | 1 | $90K | $90,000 | 0% |
| 15 | KeyBank Bank · Cleveland, OH | 1 | $50K | $50,000 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 11 | $90,000 | Columbia Bank | |
| Construction | 8 | $50,000 | Columbia Bank | |
| Restaurants and hotels | 6 | $560,000 | Live Oak Banking | |
| Manufacturing | 3 | $20,000 | Columbia Bank | |
| Other services (repair, personal care) | 3 | $25,000 | Columbia Bank | |
| Real estate and rental | 2 | $1,377,750 | First Interstate Bank | |
| Finance and insurance | 1 | $615,000 | Live Oak Banking | |
| Professional and technical services | 1 | $186,000 | Evergreen Business Capital |