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SBA lenders in Eugene, OR

SBA 7(a) and 504 loans to businesses in Eugene (Lane County), October 2021 to June 30, 2026 · Updated October 15, 2026
205
SBA loans approved
$87.5M
Total approved
$150,000
Median loan
44
Lenders active
25%
To startups

205 SBA loans worth $87.5M went to businesses in Eugene, OR between October 2021 and June 2026, from 44 lenders. Columbia Bank made the most, 50 loans. The median loan was $150,000, compared with $138,000 across Oregon, and health care and social assistance was the most financed industry.

Most active SBA lenders in Eugene

#LenderLoansApprovedMedian loanTo startups
1Columbia Bank
Bank · Roseburg, OR
50$3.2M$25,00018%
2U.S. Bank
Bank · Cincinnati, OH
34$10.9M$48,50029%
3Summit Bank
Bank · Eugene, OR
14$14.3M$576,00029%
4Banner Bank
Bank · Walla Walla, WA
11$995K$50,00045%
5Huntington National Bank
Bank · Columbus, OH
7$2.5M$100,00071%
6Northeast Bank
Bank · Portland, ME
7$1.3M$150,0000%
7BayFirst National Bank
Bank · St. Petersburg, FL
6$900K$150,0000%
8KeyBank
Bank · Cleveland, OH
5$2.1M$150,00040%
9United Midwest Savings Bank
Bank · Degraff, OH
5$1.7M$275,00060%
10Happen Bank
Bank · Lehi, UT
4$5.5M$353,75075%
11Live Oak Banking
Bank · Wilmington, NC
4$4.5M$512,50025%
12Northwest Business Development Association
Certified development company · Spokane Valley, WA
4$3.1M$875,0000%
13Heritage Bank
Bank · Olympia, WA
4$746K$183,0000%
14Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$5.1M$1,000,00033%
15Mortgage Capital Development
Certified development company · Oakland, CA
3$3.5M$690,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Eugene. For 504 loans the lender shown is the certified development company.

What gets financed in Eugene

IndustryLoansShareMedian loanMost active lender
Health care and social assistance30
15%
$317,150Huntington National Bank
Retail30
15%
$325,000U.S. Bank
Construction21
10%
$50,000Columbia Bank
Professional and technical services19
9%
$66,000Columbia Bank
Other services (repair, personal care)17
8%
$288,000Columbia Bank
Restaurants and hotels17
8%
$330,000U.S. Bank
Administrative and support services12
6%
$100,000Columbia Bank
Transportation and warehousing11
5%
$75,000Columbia Bank
Loan size mix
  • Under $150,00049%
  • $150,000 to $500,00026%
  • $500,000 to $2 million21%
  • $2 million and up4%
Compared with Oregon
Median loan, Eugene
$150,000
Median loan, Oregon
$138,000
Startup share, Eugene
25%
Startup share, Oregon
25%
Share of state's SBA loans
4.2%

SBA loans per fiscal year in Eugene

0204060FY14: 20 loansFY14FY15: 32 loansFY15FY16: 42 loansFY16FY17: 42 loansFY17FY18: 56 loansFY1856FY19: 43 loansFY19FY20: 49 loansFY20FY21: 48 loansFY21FY22: 34 loansFY22FY23: 39 loansFY23FY24: 41 loansFY24FY25: 56 loansFY25FY26 (Oct to Jun): 35 loansFY2635
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.