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SBA lenders in Dayton, OH

SBA 7(a) and 504 loans to businesses in Dayton (Montgomery County), October 2021 to June 30, 2026 · Updated October 15, 2026
548
SBA loans approved
$247.8M
Total approved
$150,000
Median loan
69
Lenders active
32%
To startups

548 SBA loans worth $247.8M went to businesses in Dayton, OH between October 2021 and June 2026, from 69 lenders. Huntington National Bank made the most, 260 loans. The median loan was $150,000, compared with $100,000 across Ohio, and transportation and warehousing was the most financed industry.

Most active SBA lenders in Dayton

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
260$57.9M$100,00031%
2U.S. Bank
Bank · Cincinnati, OH
37$8.2M$30,00032%
3KeyBank
Bank · Cleveland, OH
21$13.2M$100,00071%
4Fifth Third Bank
Bank · Cincinnati, OH
15$7.4M$232,70040%
5Live Oak Banking
Bank · Wilmington, NC
14$24.9M$992,50021%
6Community Capital Development
Certified development company · Dublin, OH
13$6.3M$496,00015%
7Newtek Bank
Bank · Miami, FL
13$3.8M$150,00054%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
11$2.4M$75,0000%
9Northeast Bank
Bank · Portland, ME
11$1.3M$75,0009%
10Wright Patt Credit Union
Credit union · Beavercreek, OH
10$18.4M$1,170,05030%
11Citywide Small Business Development
Certified development company · Dayton, OH
10$5.6M$598,50020%
12First Financial Bank
Bank · Cincinnati, OH
10$3.9M$301,85070%
13Telhio Credit Union
Credit union · Columbus, OH
9$1.9M$175,50033%
14PNC Bank
Bank · Wilmington, DE
9$1.3M$40,00067%
15Peoples Bank
Bank · Marietta, OH
7$1.6M$189,500100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Dayton. For 504 loans the lender shown is the certified development company.

What gets financed in Dayton

IndustryLoansShareMedian loanMost active lender
Transportation and warehousing85
16%
$80,000Huntington National Bank
Construction76
14%
$95,500Huntington National Bank
Retail61
11%
$150,000Huntington National Bank
Restaurants and hotels57
10%
$280,500Huntington National Bank
Manufacturing54
10%
$424,950Huntington National Bank
Health care and social assistance53
10%
$175,500Huntington National Bank
Other services (repair, personal care)45
8%
$125,000Huntington National Bank
Professional and technical services41
7%
$150,000Huntington National Bank
Loan size mix
  • Under $150,00048%
  • $150,000 to $500,00030%
  • $500,000 to $2 million17%
  • $2 million and up6%
Compared with Ohio
Median loan, Dayton
$150,000
Median loan, Ohio
$100,000
Startup share, Dayton
32%
Startup share, Ohio
32%
Share of state's SBA loans
3.3%

SBA loans per fiscal year in Dayton

0100200300FY14: 208 loansFY14FY15: 224 loansFY15224FY16: 153 loansFY16FY17: 138 loansFY17FY18: 167 loansFY18FY19: 113 loansFY19FY20: 86 loansFY20FY21: 105 loansFY21FY22: 120 loansFY22FY23: 103 loansFY23FY24: 118 loansFY24FY25: 136 loansFY25FY26 (Oct to Jun): 71 loansFY2671
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.