264 SBA loans worth $180.3M went to businesses in Wilmington, NC between October 2021 and June 2026, from 62 lenders. Live Oak Banking made the most, 41 loans. The median loan was $329,250, compared with $311,750 across North Carolina, and professional and technical services was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Bank · Wilmington, NC | 41 | $30.3M | $323,000 | 20% |
| 2 | Huntington National Bank Bank · Columbus, OH | 16 | $4.0M | $213,500 | 75% |
| 3 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 14 | $2.2M | $50,000 | 14% |
| 4 | Northeast Bank Bank · Portland, ME | 12 | $1.7M | $84,500 | 0% |
| 5 | Wells Fargo Bank Bank · Sioux Falls, SD | 12 | $1.5M | $15,000 | 83% |
| 6 | TD Bank Bank · Wilmington, DE | 11 | $5.7M | $25,000 | 82% |
| 7 | First Bank Bank · Southern Pines, NC | 10 | $7.7M | $723,500 | 30% |
| 8 | Business Expansion Funding Certified development company · Charlotte, NC | 9 | $13.4M | $1,014,000 | 22% |
| 9 | Newtek Bank Bank · Miami, FL | 8 | $2.3M | $325,000 | 12% |
| 10 | PNC Bank Bank · Wilmington, DE | 8 | $1.1M | $72,500 | 50% |
| 11 | TowneBank Bank · Portsmouth, VA | 7 | $13.3M | $2,227,000 | 86% |
| 12 | First National Bank of Pennsylvania Bank · Greenville, PA | 7 | $4.6M | $568,000 | 71% |
| 13 | Southern Bank and Trust Bank · Mount Olive, NC | 7 | $4.1M | $400,000 | 14% |
| 14 | North State Bank Bank · Raleigh, NC | 5 | $6.5M | $925,000 | 40% |
| 15 | Grasshopper Bank Bank · New York, NY | 5 | $3.5M | $581,000 | 80% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Professional and technical services | 39 | $500,000 | Live Oak Banking | |
| Restaurants and hotels | 38 | $414,500 | Live Oak Banking | |
| Retail | 33 | $250,000 | Huntington National Bank | |
| Construction | 29 | $300,000 | Live Oak Banking | |
| Other services (repair, personal care) | 24 | $336,000 | Live Oak Banking | |
| Health care and social assistance | 24 | $432,500 | Live Oak Banking | |
| Arts, entertainment and recreation | 15 | $450,000 | HomeTrust Bank | |
| Manufacturing | 15 | $150,000 | Wells Fargo Bank |