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SBA lenders in Elizabeth City, NC

SBA 7(a) and 504 loans to businesses in Elizabeth City (Pasquotank County), October 2021 to June 30, 2026 · Updated October 15, 2026
27
SBA loans approved
$24.6M
Total approved
$503,000
Median loan
14
Lenders active
33%
To startups

27 SBA loans worth $24.6M went to businesses in Elizabeth City, NC between October 2021 and June 2026, from 14 lenders. Newtek Bank made the most, 7 loans. The median loan was $503,000, compared with $311,750 across North Carolina, and manufacturing was the most financed industry.

Most active SBA lenders in Elizabeth City

#LenderLoansApprovedMedian loanTo startups
1Newtek Bank
Bank · Miami, FL
7$3.9M$300,0000%
2GBank
Bank · Las Vegas, NV
3$6.8M$3,166,000100%
3Live Oak Banking
Bank · Wilmington, NC
2$5.3M$2,637,00050%
4Newtek Small Business Finance
Non-bank lender · Lake Success, NY
2$2.1M$1,065,0000%
5504 Capital
Certified development company · Chesapeake, VA
2$1.1M$565,0000%
6United Community Bank
Bank · Greenville, SC
2$800K$400,0000%
7First Bank
Bank · Southern Pines, NC
2$600K$300,000100%
8United Midwest Savings Bank
Bank · Degraff, OH
1$1.8M$1,781,0000%
9United FCU
Credit union · St. Joseph, MI
1$680K$680,0000%
10Fidelity Bank
Bank · Fuquay Varina, NC
1$550K$550,000100%
11Atlantic Union Bank
Bank · Richmond City, VA
1$456K$456,000100%
12Business Expansion Funding
Certified development company · Charlotte, NC
1$320K$320,000100%
13PNC Bank
Bank · Wilmington, DE
1$75K$75,0000%
14BayPort Federal Credit Union
Credit union · Newport News, VA
1$25K$24,7000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Elizabeth City. For 504 loans the lender shown is the certified development company.

What gets financed in Elizabeth City

IndustryLoansShareMedian loanMost active lender
Manufacturing6
22%
$865,000Newtek Bank
Retail5
19%
$330,000GBank
Construction4
15%
$300,000First Bank
Restaurants and hotels3
11%
$3,166,000GBank
Professional and technical services3
11%
$600,000United Community Bank
Real estate and rental2
7%
$2,637,000Live Oak Banking
Health care and social assistance2
7%
$300,000Newtek Bank
Finance and insurance1
4%
$1,781,000United Midwest Savings Bank
Loan size mix
  • Under $150,00015%
  • $150,000 to $500,00026%
  • $500,000 to $2 million48%
  • $2 million and up11%
Compared with North Carolina
Median loan, Elizabeth City
$503,000
Median loan, North Carolina
$311,750
Startup share, Elizabeth City
33%
Startup share, North Carolina
40%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Elizabeth City

071320FY14: 4 loansFY14FY15: 3 loansFY15FY16: 5 loansFY16FY17: 8 loansFY17FY18: 12 loansFY1812FY19: 6 loansFY19FY20: 3 loansFY20FY21: 3 loansFY21FY22: 7 loansFY22FY23: 9 loansFY23FY24: 4 loansFY24FY25: 4 loansFY25FY26 (Oct to Jun): 3 loansFY263
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.