56 SBA loans worth $17.4M went to businesses in Clayton, NC between October 2021 and June 2026, from 28 lenders. Wells Fargo Bank made the most, 11 loans. The median loan was $163,750, compared with $311,750 across North Carolina, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank Bank · Sioux Falls, SD | 11 | $215K | $15,000 | 100% |
| 2 | Northeast Bank Bank · Portland, ME | 4 | $439K | $121,500 | 25% |
| 3 | Gulf Coast Bank and Trust Bank · New Orleans, LA | 3 | $3.5M | $691,600 | 0% |
| 4 | Live Oak Banking Bank · Wilmington, NC | 3 | $2.3M | $790,000 | 67% |
| 5 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 3 | $880K | $300,000 | 0% |
| 6 | TowneBank Bank · Portsmouth, VA | 2 | $2.0M | $1,025,000 | 100% |
| 7 | Business Expansion Funding Certified development company · Charlotte, NC | 2 | $1.1M | $536,000 | 50% |
| 8 | CRF Small Business Loan Company Non-bank lender · Minneapolis, MN | 2 | $906K | $453,000 | 100% |
| 9 | Newtek Bank Bank · Miami, FL | 2 | $500K | $250,000 | 0% |
| 10 | North State Bank Bank · Raleigh, NC | 2 | $492K | $246,150 | 100% |
| 11 | Carolina Small Business Development Fund Non-bank lender · Raleigh, NC | 2 | $433K | $216,500 | 100% |
| 12 | PNC Bank Bank · Wilmington, DE | 2 | $198K | $98,750 | 50% |
| 13 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 2 | $144K | $71,750 | 0% |
| 14 | BayFirst National Bank Bank · St. Petersburg, FL | 2 | $134K | $67,000 | 0% |
| 15 | United Community Bank Bank · Greenville, SC | 1 | $850K | $850,000 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 13 | $500,000 | North State Bank | |
| Other services (repair, personal care) | 7 | $20,000 | Wells Fargo Bank | |
| Transportation and warehousing | 6 | $75,000 | Carolina Small Business Development Fund | |
| Professional and technical services | 5 | $48,000 | Wells Fargo Bank | |
| Administrative and support services | 4 | $238,850 | Northeast Bank | |
| Health care and social assistance | 4 | $462,500 | Live Oak Banking | |
| Construction | 4 | $89,250 | Wells Fargo Bank | |
| Retail | 3 | $262,000 | Magnifi Financial CU |