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SBA lenders in Horseheads, NY

SBA 7(a) and 504 loans to businesses in Horseheads (Chemung County), October 2021 to June 30, 2026 · Updated October 15, 2026
27
SBA loans approved
$8.2M
Total approved
$150,000
Median loan
11
Lenders active
33%
To startups

27 SBA loans worth $8.2M went to businesses in Horseheads, NY between October 2021 and June 2026, from 11 lenders. Manufacturers and Traders Trust made the most, 8 loans. The median loan was $150,000, compared with $150,000 across New York, and administrative and support services was the most financed industry.

Most active SBA lenders in Horseheads

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
8$1.5M$175,00012%
2Five Star Bank
Bank · Rochester, NY
6$331K$41,75083%
3First Heritage Federal Credit Union
Credit union · Corning, NY
3$867K$230,00033%
4Empire State Certified Development
Certified development company · Latham, NY
2$724K$362,0000%
5PS Bank
Bank · Wyalusing, PA
2$536K$268,0000%
6Metro City Bank
Bank · Doraville, GA
1$3.1M$3,100,0000%
7First Bank of Central Ohio
Bank · Worthington, OH
1$755K$755,0000%
8NYBDC Local Development Corporation dba Pursuit Community Finance
Non-bank lender · Latham, NY
1$150K$150,000100%
9BayFirst National Bank
Bank · St. Petersburg, FL
1$150K$150,0000%
10KeyBank
Bank · Cleveland, OH
1$50K$50,000100%
11Northeast Bank
Bank · Portland, ME
1$30K$30,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Horseheads. For 504 loans the lender shown is the certified development company.

What gets financed in Horseheads

IndustryLoansShareMedian loanMost active lender
Administrative and support services5
19%
$135,000Five Star Bank
Transportation and warehousing4
15%
$158,750Five Star Bank
Restaurants and hotels3
11%
$70,000Five Star Bank
Arts, entertainment and recreation3
11%
$207,000First Heritage Federal Credit Union
Professional and technical services3
11%
$297,500Manufacturers and Traders Trust
Manufacturing3
11%
$358,000Empire State Certified Development
Agriculture, forestry and fishing2
7%
$92,500Manufacturers and Traders Trust
Construction2
7%
$268,000PS Bank
Loan size mix
  • Under $150,00044%
  • $150,000 to $500,00048%
  • $500,000 to $2 million4%
  • $2 million and up4%
Compared with New York
Median loan, Horseheads
$150,000
Median loan, New York
$150,000
Startup share, Horseheads
33%
Startup share, New York
25%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Horseheads

03710FY14: 7 loansFY14FY15: 10 loansFY1510FY16: 4 loansFY16FY17: 4 loansFY17FY18: 7 loansFY18FY19: 6 loansFY19FY20: 2 loansFY20FY21: 2 loansFY21FY22: 5 loansFY22FY23: 4 loansFY23FY24: 5 loansFY24FY25: 6 loansFY25FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.