US Lender Metrics Get a Lender Match
Home › SBA lenders by state › New Jersey › Jersey City

SBA lenders in Jersey City, NJ

SBA 7(a) and 504 loans to businesses in Jersey City (Hudson County), October 2021 to June 30, 2026 · Updated October 15, 2026
283
SBA loans approved
$101.6M
Total approved
$150,000
Median loan
54
Lenders active
30%
To startups

283 SBA loans worth $101.6M went to businesses in Jersey City, NJ between October 2021 and June 2026, from 54 lenders. Manufacturers and Traders Trust made the most, 50 loans. The median loan was $150,000, compared with $150,000 across New Jersey, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Jersey City

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
50$4.5M$47,60028%
2TD Bank
Bank · Wilmington, DE
45$7.9M$50,00018%
3Northeast Bank
Bank · Portland, ME
27$4.4M$143,50011%
4Newtek Bank
Bank · Miami, FL
22$13.3M$200,0009%
5Huntington National Bank
Bank · Columbus, OH
15$7.0M$250,00053%
6BayFirst National Bank
Bank · St. Petersburg, FL
11$1.7M$150,0000%
7Wells Fargo Bank
Bank · Sioux Falls, SD
10$3.1M$35,00090%
8JPMorgan Chase Bank
Bank · Columbus, OH
9$1.5M$100,0000%
9Newtek Small Business Finance
Non-bank lender · Lake Success, NY
6$1.8M$285,25017%
10Trenton Business Assistance
Certified development company · Princeton, NJ
5$3.8M$803,00020%
11Provident Bank
Bank · Jersey City, NJ
5$1.9M$400,00060%
12Readycap Lending
Non-bank lender · Berkeley Heights, NJ
5$1.1M$50,0000%
13United Midwest Savings Bank
Bank · Degraff, OH
5$740K$150,000100%
14Lendistry SBLC
Non-bank lender · Los Angeles, CA
5$638K$150,0000%
15Live Oak Banking
Bank · Wilmington, NC
4$5.0M$1,323,45025%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Jersey City. For 504 loans the lender shown is the certified development company.

What gets financed in Jersey City

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels41
14%
$150,000TD Bank
Retail37
13%
$150,000TD Bank
Professional and technical services34
12%
$105,900Northeast Bank
Other services (repair, personal care)25
9%
$50,000Manufacturers and Traders Trust
Construction23
8%
$150,000Manufacturers and Traders Trust
Health care and social assistance19
7%
$250,000Live Oak Banking
Wholesale trade18
6%
$250,000TD Bank
Manufacturing16
6%
$200,000TD Bank
Loan size mix
  • Under $150,00047%
  • $150,000 to $500,00035%
  • $500,000 to $2 million15%
  • $2 million and up3%
Compared with New Jersey
Median loan, Jersey City
$150,000
Median loan, New Jersey
$150,000
Startup share, Jersey City
30%
Startup share, New Jersey
30%
Share of state's SBA loans
2.6%

SBA loans per fiscal year in Jersey City

0306090FY14: 17 loansFY14FY15: 32 loansFY15FY16: 29 loansFY16FY17: 48 loansFY17FY18: 43 loansFY18FY19: 35 loansFY19FY20: 22 loansFY20FY21: 30 loansFY21FY22: 46 loansFY22FY23: 46 loansFY23FY24: 76 loansFY24FY25: 81 loansFY2581FY26 (Oct to Jun): 34 loansFY2634
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.