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SBA lenders in St. Charles, MO

SBA 7(a) and 504 loans to businesses in St. Charles (Saint Charles County), October 2021 to June 30, 2026 · Updated October 15, 2026
118
SBA loans approved
$72.3M
Total approved
$293,000
Median loan
46
Lenders active
38%
To startups

118 SBA loans worth $72.3M went to businesses in St. Charles, MO between October 2021 and June 2026, from 46 lenders. U.S. Bank made the most, 12 loans. The median loan was $293,000, compared with $246,500 across Missouri, and restaurants and hotels was the most financed industry.

Most active SBA lenders in St. Charles

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
12$477K$29,00033%
2Huntington National Bank
Bank · Columbus, OH
11$6.4M$50,00082%
3Midwest Regional Bank
Bank · Clayton, MO
10$14.0M$455,00020%
4St. Charles County Economic Development Council
Certified development company · St. Charles, MO
6$6.7M$918,50017%
5St. Louis Bank
Bank · St. Louis, MO
6$5.2M$686,00067%
6Rural Missouri
Certified development company · Jefferson City, MO
5$4.7M$526,00020%
7Bank of Houston
Bank · Houston, MO
4$3.2M$744,00025%
8Enterprise Bank & Trust
Bank · Clayton, MO
4$1.8M$301,55025%
9Small Business Growth
Certified development company · Springfield, IL
4$1.7M$416,0000%
10STL Partnership CDC
Certified development company · St. Louis, MO
3$2.1M$443,0000%
11Newtek Bank
Bank · Miami, FL
3$1.1M$500,0000%
12Commerce Bank
Bank · Kansas City, MO
3$615K$176,80067%
13Northeast Bank
Bank · Portland, ME
3$304K$77,6000%
14St. Johns Bank and Trust
Bank · St. Louis, MO
2$3.6M$1,779,550100%
15Sunflower Bank
Bank · Dallas, TX
2$2.1M$1,069,5000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in St. Charles. For 504 loans the lender shown is the certified development company.

What gets financed in St. Charles

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels17
14%
$257,000Midwest Regional Bank
Health care and social assistance14
12%
$293,000Huntington National Bank
Construction13
11%
$161,000U.S. Bank
Arts, entertainment and recreation12
10%
$186,450U.S. Bank
Retail12
10%
$260,000Northeast Bank
Administrative and support services10
8%
$489,150Huntington National Bank
Wholesale trade9
8%
$420,000Enterprise Bank & Trust
Professional and technical services8
7%
$159,000Huntington National Bank
Loan size mix
  • Under $150,00032%
  • $150,000 to $500,00034%
  • $500,000 to $2 million29%
  • $2 million and up5%
Compared with Missouri
Median loan, St. Charles
$293,000
Median loan, Missouri
$246,500
Startup share, St. Charles
38%
Startup share, Missouri
37%
Share of state's SBA loans
2.3%

SBA loans per fiscal year in St. Charles

0132740FY14: 30 loansFY14FY15: 33 loansFY15FY16: 25 loansFY16FY17: 31 loansFY17FY18: 35 loansFY1835FY19: 32 loansFY19FY20: 24 loansFY20FY21: 27 loansFY21FY22: 31 loansFY22FY23: 20 loansFY23FY24: 25 loansFY24FY25: 29 loansFY25FY26 (Oct to Jun): 13 loansFY2613
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.