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SBA lenders in Battle Creek, MI

SBA 7(a) and 504 loans to businesses in Battle Creek (Calhoun County), October 2021 to June 30, 2026 · Updated October 15, 2026
73
SBA loans approved
$53.3M
Total approved
$297,000
Median loan
34
Lenders active
32%
To startups

73 SBA loans worth $53.3M went to businesses in Battle Creek, MI between October 2021 and June 2026, from 34 lenders. Huntington National Bank made the most, 13 loans. The median loan was $297,000, compared with $150,000 across Michigan, and construction was the most financed industry.

Most active SBA lenders in Battle Creek

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
13$1.6M$50,00046%
2Fifth Third Bank
Bank · Cincinnati, OH
6$7.8M$790,6000%
3Kellogg Community CU
Credit union · Battle Creek, MI
6$6.7M$292,65033%
4Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$500K$50,0000%
5Live Oak Banking
Bank · Wilmington, NC
3$1.9M$500,0000%
6Southern Michigan Bank & Trust
Bank · Coldwater, MI
3$1.3M$315,00033%
7Omni Community Credit Union
Credit union · Battle Creek, MI
3$727K$275,00067%
8Michigan Certified Development
Certified development company · East Lansing, MI
2$1.6M$819,5000%
9Busey Bank
Bank · Champaign, IL
2$1.1M$572,5000%
101st Source Bank
Bank · South Bend, IN
2$900K$450,00050%
11Bancorp Bank
Bank · Sioux Falls, SD
2$830K$414,9500%
12Highpoint Community Bank
Bank · Hastings, MI
2$497K$248,50050%
13Newtek Bank
Bank · Miami, FL
2$450K$225,0000%
14United Midwest Savings Bank
Bank · Degraff, OH
2$225K$112,500100%
15PNC Bank
Bank · Wilmington, DE
2$95K$47,50050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Battle Creek. For 504 loans the lender shown is the certified development company.

What gets financed in Battle Creek

IndustryLoansShareMedian loanMost active lender
Construction11
15%
$300,000Fifth Third Bank
Restaurants and hotels11
15%
$1,343,000Kellogg Community CU
Health care and social assistance10
14%
$242,650Huntington National Bank
Retail8
11%
$112,000Huntington National Bank
Other services (repair, personal care)7
10%
$300,000Southern Michigan Bank & Trust
Professional and technical services6
8%
$173,500Readycap Lending
Transportation and warehousing4
5%
$196,400Stearns Bank
Manufacturing4
5%
$162,500Busey Bank
Loan size mix
  • Under $150,00032%
  • $150,000 to $500,00036%
  • $500,000 to $2 million23%
  • $2 million and up10%
Compared with Michigan
Median loan, Battle Creek
$297,000
Median loan, Michigan
$150,000
Startup share, Battle Creek
32%
Startup share, Michigan
29%
Share of state's SBA loans
0.6%

SBA loans per fiscal year in Battle Creek

0102030FY14: 10 loansFY14FY15: 26 loansFY1526FY16: 12 loansFY16FY17: 13 loansFY17FY18: 21 loansFY18FY19: 15 loansFY19FY20: 9 loansFY20FY21: 19 loansFY21FY22: 17 loansFY22FY23: 9 loansFY23FY24: 22 loansFY24FY25: 23 loansFY25FY26 (Oct to Jun): 2 loansFY262
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.