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SBA lenders in Fitchburg, MA

SBA 7(a) and 504 loans to businesses in Fitchburg (Worcester County), October 2021 to June 30, 2026 · Updated October 15, 2026
36
SBA loans approved
$13.6M
Total approved
$103,000
Median loan
10
Lenders active
19%
To startups

36 SBA loans worth $13.6M went to businesses in Fitchburg, MA between October 2021 and June 2026, from 10 lenders. Needham Bank made the most, 15 loans. The median loan was $103,000, compared with $145,000 across Massachusetts, and wholesale trade was the most financed industry.

Most active SBA lenders in Fitchburg

#LenderLoansApprovedMedian loanTo startups
1Needham Bank
Bank · Needham, MA
15$2.7M$93,0000%
2TD Bank
Bank · Wilmington, DE
8$3.0M$50,00038%
3Bank Five Nine
Bank · Oconomowoc, WI
3$4.9M$1,420,00033%
4Granite State Economic Development
Certified development company · Portsmouth, NH
2$1.1M$528,5000%
5Rockland Trust
Bank · Rockland, MA
2$145K$72,5000%
6North Central Massachusetts Development
Non-bank lender · Fitchburg, MA
2$80K$40,00050%
7United Midwest Savings Bank
Bank · Degraff, OH
1$1.0M$1,020,000100%
8Northeast Bank
Bank · Portland, ME
1$500K$500,0000%
9Rollstone Bank & Trust
Bank · Fitchburg, MA
1$125K$125,000100%
10All One Credit Union
Credit union · Leominster, MA
1$25K$25,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Fitchburg. For 504 loans the lender shown is the certified development company.

What gets financed in Fitchburg

IndustryLoansShareMedian loanMost active lender
Wholesale trade12
33%
$51,750Needham Bank
Administrative and support services5
14%
$50,000TD Bank
Manufacturing5
14%
$125,000Rockland Trust
Transportation and warehousing3
8%
$93,000Needham Bank
Construction3
8%
$150,000TD Bank
Arts, entertainment and recreation2
6%
$730,000Bank Five Nine
Retail2
6%
$45,000TD Bank
Other services (repair, personal care)2
6%
$1,302,500TD Bank
Loan size mix
  • Under $150,00064%
  • $150,000 to $500,00011%
  • $500,000 to $2 million19%
  • $2 million and up6%
Compared with Massachusetts
Median loan, Fitchburg
$103,000
Median loan, Massachusetts
$145,000
Startup share, Fitchburg
19%
Startup share, Massachusetts
27%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Fitchburg

071320FY14: 6 loansFY14FY15: 14 loansFY15FY16: 5 loansFY16FY17: 15 loansFY1715FY18: 6 loansFY18FY19: 7 loansFY19FY20: 4 loansFY20FY21: 2 loansFY21FY22: 7 loansFY22FY23: 10 loansFY23FY24: 5 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.