US Lender Metrics Get a Lender Match
Home › SBA lenders by state › Kentucky › Owensboro

SBA lenders in Owensboro, KY

SBA 7(a) and 504 loans to businesses in Owensboro (Daviess County), October 2021 to June 30, 2026 · Updated October 15, 2026
64
SBA loans approved
$37.7M
Total approved
$250,200
Median loan
18
Lenders active
41%
To startups

64 SBA loans worth $37.7M went to businesses in Owensboro, KY between October 2021 and June 2026, from 18 lenders. Old National Bank made the most, 14 loans. The median loan was $250,200, compared with $175,000 across Kentucky, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Owensboro

#LenderLoansApprovedMedian loanTo startups
1Old National Bank
Bank · Evansville, IN
14$7.1M$199,35036%
2U.S. Bank
Bank · Cincinnati, OH
8$883K$25,00038%
3Live Oak Banking
Bank · Wilmington, NC
7$10.8M$850,0000%
4Huntington National Bank
Bank · Columbus, OH
6$1.1M$200,00083%
5Fifth Third Bank
Bank · Cincinnati, OH
5$2.1M$45,00020%
6First Financial Bank
Bank · Terre Haute, IN
4$1.1M$240,750100%
7Newtek Small Business Finance
Non-bank lender · Lake Success, NY
3$7.2M$1,750,0000%
8German American Bank
Bank · Jasper, IN
3$1.9M$760,500100%
9Heritage Federal Credit Union
Credit union · Newburgh, IN
3$557K$260,00067%
10Newtek Bank
Bank · Miami, FL
2$775K$387,5000%
11Lendistry SBLC
Non-bank lender · Los Angeles, CA
2$320K$160,0000%
12Republic Bank & Trust
Bank · Louisville, KY
1$872K$872,400100%
13Capital Access Corporation - Kentucky
Certified development company · Louisville, KY
1$851K$851,0000%
14Community Trust Bank
Bank · Pikeville, KY
1$682K$682,0000%
15First Financial Bank
Bank · El Dorado, AR
1$567K$567,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Owensboro. For 504 loans the lender shown is the certified development company.

What gets financed in Owensboro

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels15
23%
$250,400Old National Bank
Other services (repair, personal care)12
19%
$87,000U.S. Bank
Construction11
17%
$331,200Huntington National Bank
Health care and social assistance6
9%
$275,000Live Oak Banking
Retail5
8%
$241,500U.S. Bank
Professional and technical services4
6%
$256,500Lendistry SBLC
Manufacturing4
6%
$584,000Old National Bank
Real estate and rental3
5%
$850,000Live Oak Banking
Loan size mix
  • Under $150,00036%
  • $150,000 to $500,00033%
  • $500,000 to $2 million25%
  • $2 million and up6%
Compared with Kentucky
Median loan, Owensboro
$250,200
Median loan, Kentucky
$175,000
Startup share, Owensboro
41%
Startup share, Kentucky
35%
Share of state's SBA loans
2.7%

SBA loans per fiscal year in Owensboro

0102030FY14: 8 loansFY14FY15: 9 loansFY15FY16: 8 loansFY16FY17: 8 loansFY17FY18: 7 loansFY18FY19: 13 loansFY19FY20: 6 loansFY20FY21: 7 loansFY21FY22: 12 loansFY22FY23: 14 loansFY23FY24: 21 loansFY2421FY25: 9 loansFY25FY26 (Oct to Jun): 8 loansFY268
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.