US Lender Metrics Get a Lender Match

SBA lenders in Hays, KS

SBA 7(a) and 504 loans to businesses in Hays (Ellis County), October 2021 to June 30, 2026 · Updated October 15, 2026
58
SBA loans approved
$17.7M
Total approved
$75,000
Median loan
7
Lenders active
28%
To startups

58 SBA loans worth $17.7M went to businesses in Hays, KS between October 2021 and June 2026, from 7 lenders. Bank of Hays made the most, 44 loans. The median loan was $75,000, compared with $247,250 across Kansas, and construction was the most financed industry.

Most active SBA lenders in Hays

#LenderLoansApprovedMedian loanTo startups
1Bank of Hays
Bank · Hays, KS
44$10.6M$62,50025%
2Equity Bank
Bank · Andover, KS
4$2.0M$292,50050%
3Frontier Financial Partners
Certified development company · Emporia, KS
3$1.4M$434,0000%
4Commerce Bank
Bank · Kansas City, MO
3$501K$100,700100%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$75K$37,5000%
6Truliant FCU
Credit union · Winston-Salem, NC
1$2.9M$2,900,0000%
7Northeast Bank
Bank · Portland, ME
1$250K$250,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Hays. For 504 loans the lender shown is the certified development company.

What gets financed in Hays

IndustryLoansShareMedian loanMost active lender
Construction11
19%
$75,000Bank of Hays
Restaurants and hotels9
16%
$350,000Bank of Hays
Mining and oil and gas8
14%
$53,950Bank of Hays
Other services (repair, personal care)8
14%
$75,350Bank of Hays
Retail7
12%
$172,500Bank of Hays
Health care and social assistance4
7%
$159,000Frontier Financial Partners
Professional and technical services2
3%
$23,200Bank of Hays
Transportation and warehousing2
3%
$52,350Bank of Hays
Loan size mix
  • Under $150,00062%
  • $150,000 to $500,00026%
  • $500,000 to $2 million10%
  • $2 million and up2%
Compared with Kansas
Median loan, Hays
$75,000
Median loan, Kansas
$247,250
Startup share, Hays
28%
Startup share, Kansas
38%
Share of state's SBA loans
2.6%

SBA loans per fiscal year in Hays

0132740FY14: 11 loansFY14FY15: 5 loansFY15FY16: 11 loansFY16FY17: 9 loansFY17FY18: 9 loansFY18FY19: 21 loansFY19FY20: 18 loansFY20FY21: 31 loansFY2131FY22: 17 loansFY22FY23: 20 loansFY23FY24: 12 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 2 loansFY262
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.