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SBA lenders in St. Charles, IL

SBA 7(a) and 504 loans to businesses in St. Charles (Kane County), October 2021 to June 30, 2026 · Updated October 15, 2026
109
SBA loans approved
$69.7M
Total approved
$370,000
Median loan
37
Lenders active
25%
To startups

109 SBA loans worth $69.7M went to businesses in St. Charles, IL between October 2021 and June 2026, from 37 lenders. Small Business Growth made the most, 17 loans. The median loan was $370,000, compared with $231,000 across Illinois, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in St. Charles

#LenderLoansApprovedMedian loanTo startups
1Small Business Growth
Certified development company · Springfield, IL
17$20.2M$563,0000%
2St. Charles Bank & Trust Company
Bank · St. Charles, IL
10$5.1M$436,85030%
3SomerCor 504
Certified development company · Chicago, IL
9$3.9M$390,00033%
4Huntington National Bank
Bank · Columbus, OH
9$2.4M$200,00056%
5U.S. Bank
Bank · Cincinnati, OH
6$2.8M$324,40033%
6Union National Bank
Bank · Elgin, IL
6$1.5M$163,6000%
7First National Bank of Pennsylvania
Bank · Greenville, PA
4$1.7M$401,5000%
8JPMorgan Chase Bank
Bank · Columbus, OH
4$610K$102,50025%
9BayFirst National Bank
Bank · St. Petersburg, FL
4$594K$150,0000%
10Newtek Bank
Bank · Miami, FL
3$4.1M$300,00033%
11Byline Bank
Bank · Chicago, IL
3$4.0M$720,00033%
12Village Bank and Trust
Bank · Arlington Heights, IL
3$2.0M$750,00033%
13Live Oak Banking
Bank · Wilmington, NC
2$2.8M$1,382,5000%
14Midland States Bank
Bank · Effingham, IL
2$722K$360,80050%
15Customers Bank
Bank · Malvern, PA
2$690K$345,150100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in St. Charles. For 504 loans the lender shown is the certified development company.

What gets financed in St. Charles

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)16
15%
$244,500Union National Bank
Health care and social assistance15
14%
$303,000Small Business Growth
Construction15
14%
$425,000First National Bank of Pennsylvania
Manufacturing13
12%
$772,000Small Business Growth
Professional and technical services10
9%
$294,050Small Business Growth
Restaurants and hotels9
8%
$390,000SomerCor 504
Wholesale trade5
5%
$500,000PNC Bank
Transportation and warehousing5
5%
$150,000BayFirst National Bank
Loan size mix
  • Under $150,00018%
  • $150,000 to $500,00045%
  • $500,000 to $2 million29%
  • $2 million and up7%
Compared with Illinois
Median loan, St. Charles
$370,000
Median loan, Illinois
$231,000
Startup share, St. Charles
25%
Startup share, Illinois
27%
Share of state's SBA loans
0.9%

SBA loans per fiscal year in St. Charles

0132740FY14: 29 loansFY14FY15: 21 loansFY15FY16: 20 loansFY16FY17: 15 loansFY17FY18: 24 loansFY18FY19: 23 loansFY19FY20: 11 loansFY20FY21: 25 loansFY21FY22: 15 loansFY22FY23: 23 loansFY23FY24: 31 loansFY2431FY25: 26 loansFY25FY26 (Oct to Jun): 14 loansFY2614
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.