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SBA lenders in Oswego, IL

SBA 7(a) and 504 loans to businesses in Oswego (Kendall County), October 2021 to June 30, 2026 · Updated October 15, 2026
48
SBA loans approved
$24.3M
Total approved
$306,500
Median loan
22
Lenders active
33%
To startups

48 SBA loans worth $24.3M went to businesses in Oswego, IL between October 2021 and June 2026, from 22 lenders. Huntington National Bank made the most, 11 loans. The median loan was $306,500, compared with $231,000 across Illinois, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Oswego

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
11$3.9M$80,00027%
2Small Business Growth
Certified development company · Springfield, IL
4$2.7M$679,0000%
3Byline Bank
Bank · Chicago, IL
4$2.6M$590,00075%
4U.S. Bank
Bank · Cincinnati, OH
4$893K$186,50050%
5SomerCor 504
Certified development company · Chicago, IL
3$2.3M$378,0000%
6Fulton Bank
Bank · Lancaster, PA
2$969K$484,500100%
7Lendistry SBLC
Non-bank lender · Los Angeles, CA
2$357K$178,5500%
8BayFirst National Bank
Bank · St. Petersburg, FL
2$254K$126,9500%
9Celtic Bank
Bank · Salt Lake City, UT
2$181K$90,50050%
10Midland States Bank
Bank · Effingham, IL
2$157K$78,6000%
11Mission Valley Bank
Bank · Sun Valley, CA
1$2.6M$2,638,4000%
12Merchants Bank of Indiana
Bank · Carmel, IN
1$2.3M$2,312,500100%
13Happen Bank
Bank · Lehi, UT
1$1.8M$1,800,000100%
14Old National Bank
Bank · Evansville, IN
1$1.2M$1,210,3000%
15St. Charles Bank & Trust Company
Bank · St. Charles, IL
1$500K$500,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Oswego. For 504 loans the lender shown is the certified development company.

What gets financed in Oswego

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels8
17%
$515,000Huntington National Bank
Construction6
12%
$201,350U.S. Bank
Other services (repair, personal care)6
12%
$484,500Fulton Bank
Administrative and support services5
10%
$594,000Huntington National Bank
Health care and social assistance4
8%
$251,600Midland States Bank
Transportation and warehousing4
8%
$177,200Lendistry SBLC
Education3
6%
$378,000Huntington National Bank
Retail3
6%
$125,000Huntington National Bank
Loan size mix
  • Under $150,00040%
  • $150,000 to $500,00023%
  • $500,000 to $2 million33%
  • $2 million and up4%
Compared with Illinois
Median loan, Oswego
$306,500
Median loan, Illinois
$231,000
Startup share, Oswego
33%
Startup share, Illinois
27%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Oswego

071320FY14: 10 loansFY14FY15: 10 loansFY15FY16: 5 loansFY16FY17: 8 loansFY17FY18: 12 loansFY18FY19: 8 loansFY19FY20: 6 loansFY20FY21: 8 loansFY21FY22: 11 loansFY22FY23: 3 loansFY23FY24: 15 loansFY2415FY25: 10 loansFY25FY26 (Oct to Jun): 9 loansFY269
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.