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SBA lenders in Decatur, IL

SBA 7(a) and 504 loans to businesses in Decatur (Macon County), October 2021 to June 30, 2026 · Updated October 15, 2026
46
SBA loans approved
$30.4M
Total approved
$308,650
Median loan
19
Lenders active
46%
To startups

46 SBA loans worth $30.4M went to businesses in Decatur, IL between October 2021 and June 2026, from 19 lenders. First Mid Bank & Trust made the most, 16 loans. The median loan was $308,650, compared with $231,000 across Illinois, and retail was the most financed industry.

Most active SBA lenders in Decatur

#LenderLoansApprovedMedian loanTo startups
1First Mid Bank & Trust
Bank · Mattoon, IL
16$4.5M$125,00062%
2Byline Bank
Bank · Chicago, IL
6$8.9M$1,145,00017%
3First Financial Bank
Bank · El Dorado, AR
2$4.3M$2,142,5000%
4Celtic Bank
Bank · Salt Lake City, UT
2$1.4M$687,250100%
5Bank of Springfield
Bank · Springfield, IL
2$1.1M$553,7500%
6SomerCor 504
Certified development company · Chicago, IL
2$619K$309,50050%
7First National Bank of Pana
Bank · Pana, IL
2$525K$262,500100%
8Newtek Bank
Bank · Miami, FL
2$300K$150,0000%
9Land of Lincoln Credit Union
Credit union · Decatur, IL
2$258K$128,750100%
10GBank
Bank · Las Vegas, NV
1$3.4M$3,395,000100%
11T Bank
Bank · Dallas, TX
1$1.6M$1,622,0000%
12Centerstone SBA Lending
Non-bank lender · Los Angeles, CA
1$1.2M$1,240,0000%
13Busey Bank
Bank · Champaign, IL
1$1.2M$1,165,0000%
14Small Business Growth
Certified development company · Springfield, IL
1$517K$517,0000%
15Millennium Bank
Bank · Des Plaines, IL
1$317K$317,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Decatur. For 504 loans the lender shown is the certified development company.

What gets financed in Decatur

IndustryLoansShareMedian loanMost active lender
Retail12
26%
$1,080,000Byline Bank
Restaurants and hotels10
22%
$400,500First Mid Bank & Trust
Other services (repair, personal care)5
11%
$198,000Land of Lincoln Credit Union
Construction4
9%
$259,000First National Bank of Pana
Administrative and support services3
7%
$72,000First Mid Bank & Trust
Transportation and warehousing3
7%
$67,500First Mid Bank & Trust
Health care and social assistance2
4%
$174,650First National Bank of Pana
Manufacturing2
4%
$333,500Small Business Growth
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00043%
  • $500,000 to $2 million22%
  • $2 million and up9%
Compared with Illinois
Median loan, Decatur
$308,650
Median loan, Illinois
$231,000
Startup share, Decatur
46%
Startup share, Illinois
27%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Decatur

0132740FY14: 24 loansFY14FY15: 22 loansFY15FY16: 30 loansFY1630FY17: 15 loansFY17FY18: 11 loansFY18FY19: 13 loansFY19FY20: 14 loansFY20FY21: 22 loansFY21FY22: 12 loansFY22FY23: 12 loansFY23FY24: 14 loansFY24FY25: 6 loansFY25FY26 (Oct to Jun): 2 loansFY262
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.