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SBA lenders in Macon, GA

SBA 7(a) and 504 loans to businesses in Macon (Bibb County), October 2021 to June 30, 2026 · Updated October 15, 2026
89
SBA loans approved
$81.9M
Total approved
$376,000
Median loan
40
Lenders active
47%
To startups

89 SBA loans worth $81.9M went to businesses in Macon, GA between October 2021 and June 2026, from 40 lenders. Readycap Lending made the most, 9 loans. The median loan was $376,000, compared with $350,000 across Georgia, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Macon

#LenderLoansApprovedMedian loanTo startups
1Readycap Lending
Non-bank lender · Berkeley Heights, NJ
9$2.1M$67,50011%
2Florida Business Development
Certified development company · Tampa, FL
8$15.0M$1,745,00075%
3Metro City Bank
Bank · Doraville, GA
8$14.1M$1,134,00050%
4Northeast Bank
Bank · Portland, ME
8$737K$50,00012%
5Huntington National Bank
Bank · Columbus, OH
6$1.1M$228,00083%
6Capital Partners Certified Development
Certified development company · Atlanta, GA
5$4.4M$469,00040%
7Newtek Small Business Finance
Non-bank lender · Lake Success, NY
4$1.3M$207,00050%
8Pinnacle Bank
Bank · Nashville, TN
3$4.1M$866,00067%
9GBank
Bank · Las Vegas, NV
2$7.2M$3,597,5000%
10Planters First Bank
Bank · Cordele, GA
2$5.6M$2,823,65050%
11Georgia Certified Development
Certified development company · Atlanta, GA
2$2.3M$1,151,50050%
12SouthState Bank
Bank · Winter Haven, FL
2$450K$225,0000%
13Newtek Bank
Bank · Miami, FL
2$300K$150,0000%
14Wells Fargo Bank
Bank · Sioux Falls, SD
2$45K$22,500100%
15Mechanics and Farmers Bank
Bank · Durham, NC
1$4.0M$3,975,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Macon. For 504 loans the lender shown is the certified development company.

What gets financed in Macon

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels22
25%
$743,000Florida Business Development
Retail13
15%
$692,000Metro City Bank
Manufacturing10
11%
$289,850Readycap Lending
Other services (repair, personal care)9
10%
$475,000SouthState Bank
Professional and technical services8
9%
$292,000Capital Partners Certified Development
Health care and social assistance7
8%
$139,000Readycap Lending
Arts, entertainment and recreation5
6%
$385,200Florida Business Development
Administrative and support services4
4%
$160,500Huntington National Bank
Loan size mix
  • Under $150,00027%
  • $150,000 to $500,00029%
  • $500,000 to $2 million27%
  • $2 million and up17%
Compared with Georgia
Median loan, Macon
$376,000
Median loan, Georgia
$350,000
Startup share, Macon
47%
Startup share, Georgia
38%
Share of state's SBA loans
0.9%

SBA loans per fiscal year in Macon

0132740FY14: 23 loansFY14FY15: 30 loansFY1530FY16: 14 loansFY16FY17: 16 loansFY17FY18: 26 loansFY18FY19: 24 loansFY19FY20: 25 loansFY20FY21: 25 loansFY21FY22: 22 loansFY22FY23: 14 loansFY23FY24: 29 loansFY24FY25: 21 loansFY25FY26 (Oct to Jun): 3 loansFY263
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.