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SBA lenders in Cumming, GA

SBA 7(a) and 504 loans to businesses in Cumming (Forsyth County), October 2021 to June 30, 2026 · Updated October 15, 2026
252
SBA loans approved
$265.5M
Total approved
$405,000
Median loan
73
Lenders active
42%
To startups

252 SBA loans worth $265.5M went to businesses in Cumming, GA between October 2021 and June 2026, from 73 lenders. Huntington National Bank made the most, 24 loans. The median loan was $405,000, compared with $350,000 across Georgia, and retail was the most financed industry.

Most active SBA lenders in Cumming

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
24$12.4M$326,75067%
2Live Oak Banking
Bank · Wilmington, NC
20$28.7M$500,00015%
3Celtic Bank
Bank · Salt Lake City, UT
12$11.3M$150,00042%
4SouthState Bank
Bank · Winter Haven, FL
10$5.3M$287,50030%
5Capital Partners Certified Development
Certified development company · Atlanta, GA
9$17.6M$1,745,00022%
6Georgia's Own Credit Union
Credit union · Atlanta, GA
9$6.5M$556,50033%
7Northeast Bank
Bank · Portland, ME
9$1.2M$150,00022%
8Small Business Access Partners
Certified development company · Gainesville, GA
8$11.5M$1,388,0000%
9Newtek Bank
Bank · Miami, FL
8$2.5M$200,00025%
10United Community Bank
Bank · Greenville, SC
7$9.3M$505,00071%
11Florida Business Development
Certified development company · Tampa, FL
7$7.6M$1,383,0000%
12United Midwest Savings Bank
Bank · Degraff, OH
7$2.2M$150,00086%
13BayFirst National Bank
Bank · St. Petersburg, FL
7$1.4M$150,0000%
14Wells Fargo Bank
Bank · Sioux Falls, SD
7$581K$15,000100%
15Metro City Bank
Bank · Doraville, GA
5$19.9M$4,600,00020%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Cumming. For 504 loans the lender shown is the certified development company.

What gets financed in Cumming

IndustryLoansShareMedian loanMost active lender
Retail36
14%
$1,298,000Live Oak Banking
Other services (repair, personal care)30
12%
$469,000Huntington National Bank
Restaurants and hotels29
12%
$557,000United Bank
Administrative and support services27
11%
$247,500BayFirst National Bank
Professional and technical services25
10%
$350,000Bank of America
Health care and social assistance25
10%
$1,225,000Live Oak Banking
Construction20
8%
$242,500Huntington National Bank
Manufacturing14
6%
$749,000Celtic Bank
Loan size mix
  • Under $150,00017%
  • $150,000 to $500,00037%
  • $500,000 to $2 million30%
  • $2 million and up16%
Compared with Georgia
Median loan, Cumming
$405,000
Median loan, Georgia
$350,000
Startup share, Cumming
42%
Startup share, Georgia
38%
Share of state's SBA loans
2.6%

SBA loans per fiscal year in Cumming

0234770FY14: 24 loansFY14FY15: 54 loansFY15FY16: 45 loansFY16FY17: 45 loansFY17FY18: 45 loansFY18FY19: 39 loansFY19FY20: 35 loansFY20FY21: 37 loansFY21FY22: 40 loansFY22FY23: 41 loansFY23FY24: 63 loansFY24FY25: 64 loansFY2564FY26 (Oct to Jun): 44 loansFY2644
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.