257 SBA loans worth $177.8M went to businesses in St. Augustine, FL between October 2021 and June 2026, from 57 lenders. Florida First Capital Finance Corporation made the most, 45 loans. The median loan was $350,000, compared with $250,000 across Florida, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Florida First Capital Finance Corporation Certified development company · Tallahassee, FL | 45 | $44.9M | $760,000 | 18% |
| 2 | Huntington National Bank Bank · Columbus, OH | 25 | $13.2M | $280,000 | 76% |
| 3 | Newtek Bank Bank · Miami, FL | 22 | $11.5M | $275,000 | 27% |
| 4 | Wells Fargo Bank Bank · Sioux Falls, SD | 13 | $3.6M | $35,000 | 77% |
| 5 | United Midwest Savings Bank Bank · Degraff, OH | 13 | $2.4M | $150,000 | 100% |
| 6 | Florida Business Development Certified development company · Tampa, FL | 10 | $15.5M | $1,230,000 | 0% |
| 7 | TD Bank Bank · Wilmington, DE | 10 | $1.3M | $87,500 | 40% |
| 8 | SouthState Bank Bank · Winter Haven, FL | 8 | $2.2M | $175,000 | 0% |
| 9 | Northeast Bank Bank · Portland, ME | 8 | $2.1M | $250,000 | 12% |
| 10 | Bank of America Bank · Charlotte, NC | 7 | $4.2M | $535,500 | 43% |
| 11 | Barwick Banking Bank · Barwick, GA | 7 | $1.5M | $207,500 | 43% |
| 12 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 6 | $681K | $117,850 | 0% |
| 13 | Live Oak Banking Bank · Wilmington, NC | 5 | $17.0M | $3,600,000 | 60% |
| 14 | Midwest Regional Bank Bank · Clayton, MO | 5 | $2.0M | $303,000 | 40% |
| 15 | JPMorgan Chase Bank Bank · Columbus, OH | 5 | $850K | $100,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 46 | $1,029,000 | Florida First Capital Finance Corporation | |
| Health care and social assistance | 32 | $298,250 | Huntington National Bank | |
| Retail | 30 | $256,500 | Newtek Bank | |
| Professional and technical services | 29 | $150,000 | SouthState Bank | |
| Construction | 24 | $150,000 | United Midwest Savings Bank | |
| Other services (repair, personal care) | 23 | $425,000 | Florida First Capital Finance Corporation | |
| Administrative and support services | 19 | $300,000 | Bank of America | |
| Manufacturing | 14 | $388,500 | Newtek Bank |