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SBA lenders in Melbourne, FL

SBA 7(a) and 504 loans to businesses in Melbourne (Brevard County), October 2021 to June 30, 2026 · Updated October 15, 2026
219
SBA loans approved
$146.9M
Total approved
$319,000
Median loan
55
Lenders active
33%
To startups

219 SBA loans worth $146.9M went to businesses in Melbourne, FL between October 2021 and June 2026, from 55 lenders. TD Bank made the most, 26 loans. The median loan was $319,000, compared with $250,000 across Florida, and health care and social assistance was the most financed industry.

Most active SBA lenders in Melbourne

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
26$4.6M$50,00035%
2Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
18$23.0M$934,50017%
3Huntington National Bank
Bank · Columbus, OH
18$11.7M$273,85072%
4Newtek Bank
Bank · Miami, FL
14$2.9M$137,50021%
5Northeast Bank
Bank · Portland, ME
11$2.0M$100,00018%
6Florida Business Development
Certified development company · Tampa, FL
9$6.1M$466,0000%
7Live Oak Banking
Bank · Wilmington, NC
8$10.3M$502,5000%
8SouthState Bank
Bank · Winter Haven, FL
8$4.5M$350,00050%
9JPMorgan Chase Bank
Bank · Columbus, OH
8$3.6M$175,0000%
10Readycap Lending
Non-bank lender · Berkeley Heights, NJ
7$927K$103,5000%
11Newtek Small Business Finance
Non-bank lender · Lake Success, NY
6$3.1M$240,0000%
12Wells Fargo Bank
Bank · Sioux Falls, SD
6$2.7M$201,000100%
13BayFirst National Bank
Bank · St. Petersburg, FL
6$719K$130,0000%
14Bank of America
Bank · Charlotte, NC
5$4.1M$810,00040%
15United Midwest Savings Bank
Bank · Degraff, OH
5$3.0M$834,00060%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Melbourne. For 504 loans the lender shown is the certified development company.

What gets financed in Melbourne

IndustryLoansShareMedian loanMost active lender
Health care and social assistance35
16%
$300,000TD Bank
Other services (repair, personal care)28
13%
$296,500Florida First Capital Finance Corporation
Restaurants and hotels24
11%
$1,107,950Florida First Capital Finance Corporation
Administrative and support services23
11%
$150,000TD Bank
Construction22
10%
$250,000First Merchants Bank
Manufacturing20
9%
$175,000TD Bank
Retail20
9%
$425,000Northeast Bank
Professional and technical services13
6%
$350,000Readycap Lending
Loan size mix
  • Under $150,00029%
  • $150,000 to $500,00036%
  • $500,000 to $2 million26%
  • $2 million and up10%
Compared with Florida
Median loan, Melbourne
$319,000
Median loan, Florida
$250,000
Startup share, Melbourne
33%
Startup share, Florida
29%
Share of state's SBA loans
0.8%

SBA loans per fiscal year in Melbourne

0204060FY14: 28 loansFY14FY15: 51 loansFY15FY16: 50 loansFY16FY17: 54 loansFY17FY18: 38 loansFY18FY19: 42 loansFY19FY20: 31 loansFY20FY21: 50 loansFY21FY22: 38 loansFY22FY23: 36 loansFY23FY24: 52 loansFY24FY25: 56 loansFY2556FY26 (Oct to Jun): 37 loansFY2637
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.