129 SBA loans worth $95.7M went to businesses in Gainesville, FL between October 2021 and June 2026, from 41 lenders. Florida First Capital Finance Corporation made the most, 16 loans. The median loan was $350,000, compared with $250,000 across Florida, and retail was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Florida First Capital Finance Corporation Certified development company · Tallahassee, FL | 16 | $12.5M | $453,500 | 31% |
| 2 | TD Bank Bank · Wilmington, DE | 13 | $3.5M | $100,000 | 46% |
| 3 | Northeast Bank Bank · Portland, ME | 11 | $1.1M | $42,000 | 9% |
| 4 | Renasant Bank Bank · Tupelo, MS | 9 | $9.5M | $836,000 | 33% |
| 5 | Florida Business Development Certified development company · Tampa, FL | 7 | $4.6M | $568,000 | 43% |
| 6 | Live Oak Banking Bank · Wilmington, NC | 6 | $7.3M | $575,000 | 50% |
| 7 | Huntington National Bank Bank · Columbus, OH | 6 | $3.8M | $272,000 | 33% |
| 8 | SouthState Bank Bank · Winter Haven, FL | 5 | $7.2M | $1,872,000 | 40% |
| 9 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 5 | $1.3M | $103,500 | 60% |
| 10 | Byline Bank Bank · Chicago, IL | 4 | $4.7M | $757,500 | 75% |
| 11 | Wells Fargo Bank Bank · Sioux Falls, SD | 4 | $65K | $15,000 | 100% |
| 12 | First Federal Bank Bank · Lake City, FL | 3 | $2.7M | $926,000 | 100% |
| 13 | Bank of America Bank · Charlotte, NC | 3 | $2.2M | $314,200 | 0% |
| 14 | Colony Bank Bank · Fitzgerald, GA | 3 | $1.2M | $461,000 | 0% |
| 15 | Newtek Bank Bank · Miami, FL | 3 | $525K | $125,000 | 33% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 23 | $200,000 | Northeast Bank | |
| Restaurants and hotels | 22 | $647,500 | Florida First Capital Finance Corporation | |
| Professional and technical services | 18 | $367,500 | TD Bank | |
| Health care and social assistance | 17 | $568,000 | Florida First Capital Finance Corporation | |
| Administrative and support services | 11 | $100,000 | Northeast Bank | |
| Construction | 8 | $575,000 | Magnifi Financial CU | |
| Manufacturing | 6 | $269,500 | Florida First Capital Finance Corporation | |
| Other services (repair, personal care) | 5 | $1,556,000 | Florida First Capital Finance Corporation |