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SBA lenders in Wilmington, DE

SBA 7(a) and 504 loans to businesses in Wilmington (New Castle County), October 2021 to June 30, 2026 · Updated October 15, 2026
285
SBA loans approved
$124.3M
Total approved
$150,000
Median loan
45
Lenders active
43%
To startups

285 SBA loans worth $124.3M went to businesses in Wilmington, DE between October 2021 and June 2026, from 45 lenders. Manufacturers and Traders Trust made the most, 79 loans. The median loan was $150,000, compared with $100,000 across Delaware, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Wilmington

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
79$10.1M$50,00049%
2TD Bank
Bank · Wilmington, DE
38$3.0M$50,00029%
3Northeast Bank
Bank · Portland, ME
19$2.8M$137,60021%
4Wilmington Savings Fund Society FSB
Bank · Wilmington, DE
16$14.7M$545,00075%
5Huntington National Bank
Bank · Columbus, OH
13$5.1M$343,50031%
6Newtek Bank
Bank · Miami, FL
12$7.3M$200,00042%
7Fulton Bank
Bank · Lancaster, PA
10$12.2M$817,00050%
8Wells Fargo Bank
Bank · Sioux Falls, SD
6$2.1M$17,500100%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
6$1.8M$152,25017%
10BayFirst National Bank
Bank · St. Petersburg, FL
6$1.2M$150,00017%
11Beacon Bank and Trust
Bank · Boston, MA
5$3.3M$567,80040%
12PNC Bank
Bank · Wilmington, DE
5$1.4M$225,0000%
13JPMorgan Chase Bank
Bank · Columbus, OH
5$960K$250,0000%
14Delaware Community Development
Certified development company · Wilmington, DE
4$3.4M$847,00050%
15United Midwest Savings Bank
Bank · Degraff, OH
4$1.8M$150,00075%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Wilmington. For 504 loans the lender shown is the certified development company.

What gets financed in Wilmington

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)41
14%
$90,000Manufacturers and Traders Trust
Professional and technical services39
14%
$200,000Manufacturers and Traders Trust
Restaurants and hotels33
12%
$254,500Manufacturers and Traders Trust
Administrative and support services29
10%
$50,000TD Bank
Construction27
9%
$105,000Manufacturers and Traders Trust
Retail26
9%
$125,000Manufacturers and Traders Trust
Health care and social assistance20
7%
$506,500Manufacturers and Traders Trust
Arts, entertainment and recreation13
5%
$95,000Manufacturers and Traders Trust
Loan size mix
  • Under $150,00047%
  • $150,000 to $500,00029%
  • $500,000 to $2 million20%
  • $2 million and up5%
Compared with Delaware
Median loan, Wilmington
$150,000
Median loan, Delaware
$100,000
Startup share, Wilmington
43%
Startup share, Delaware
38%
Share of state's SBA loans
27.3%

SBA loans per fiscal year in Wilmington

0275380FY14: 36 loansFY14FY15: 54 loansFY15FY16: 38 loansFY16FY17: 50 loansFY17FY18: 63 loansFY18FY19: 37 loansFY19FY20: 30 loansFY20FY21: 42 loansFY21FY22: 39 loansFY22FY23: 59 loansFY23FY24: 76 loansFY2476FY25: 65 loansFY25FY26 (Oct to Jun): 46 loansFY2646
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.