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SBA lenders in Waterbury, CT

SBA 7(a) and 504 loans to businesses in Waterbury (Naugatuck Valley County), October 2021 to June 30, 2026 · Updated October 15, 2026
86
SBA loans approved
$45.1M
Total approved
$150,000
Median loan
26
Lenders active
24%
To startups

86 SBA loans worth $45.1M went to businesses in Waterbury, CT between October 2021 and June 2026, from 26 lenders. TD Bank made the most, 15 loans. The median loan was $150,000, compared with $150,000 across Connecticut, and retail was the most financed industry.

Most active SBA lenders in Waterbury

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
15$1.8M$68,50020%
2Webster Bank
Bank · Stamford, CT
12$1.8M$100,00017%
3Manufacturers and Traders Trust
Bank · Buffalo, NY
11$739K$65,00018%
4Community Investment
Certified development company · Hamden, CT
5$8.9M$1,168,00020%
5Northeast Bank
Bank · Portland, ME
5$890K$200,00020%
6Live Oak Banking
Bank · Wilmington, NC
4$6.1M$1,070,00025%
7Newtek Bank
Bank · Miami, FL
4$3.4M$900,00050%
8Ives Bank
Bank · Danbury, CT
3$1.1M$400,00033%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$666K$266,0000%
10Newtown Savings Bank
Bank · Newtown, CT
2$3.0M$1,500,0000%
11Beacon Bank and Trust
Bank · Boston, MA
2$2.1M$1,055,00050%
12TowneBank
Bank · Portsmouth, VA
2$1.3M$655,000100%
13Celtic Bank
Bank · Salt Lake City, UT
2$889K$444,6000%
14KeyBank
Bank · Cleveland, OH
2$65K$32,5000%
15Wells Fargo Bank
Bank · Sioux Falls, SD
2$20K$10,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Waterbury. For 504 loans the lender shown is the certified development company.

What gets financed in Waterbury

IndustryLoansShareMedian loanMost active lender
Retail18
21%
$100,000Webster Bank
Manufacturing12
14%
$746,000Community Investment
Construction12
14%
$425,000TD Bank
Other services (repair, personal care)8
9%
$80,000Manufacturers and Traders Trust
Arts, entertainment and recreation7
8%
$70,000Manufacturers and Traders Trust
Restaurants and hotels6
7%
$250,000Live Oak Banking
Transportation and warehousing5
6%
$40,000TD Bank
Administrative and support services4
5%
$464,600Huntington National Bank
Loan size mix
  • Under $150,00047%
  • $150,000 to $500,00024%
  • $500,000 to $2 million22%
  • $2 million and up7%
Compared with Connecticut
Median loan, Waterbury
$150,000
Median loan, Connecticut
$150,000
Startup share, Waterbury
24%
Startup share, Connecticut
30%
Share of state's SBA loans
2.0%

SBA loans per fiscal year in Waterbury

0102030FY14: 7 loansFY14FY15: 13 loansFY15FY16: 12 loansFY16FY17: 15 loansFY17FY18: 11 loansFY18FY19: 10 loansFY19FY20: 9 loansFY20FY21: 11 loansFY21FY22: 6 loansFY22FY23: 20 loansFY23FY24: 15 loansFY24FY25: 27 loansFY2527FY26 (Oct to Jun): 18 loansFY2618
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.